January 2025

Microfinance delinquencies nearly double in aYear: Report

Updates / /
Microfinance delinquencies nearly double in a Year

According a recent report by a credit information bureau CRIF High Mark, delinquencies in microfinance sector saw a notable rise, despite overall decline in Non-Performing Assets (NPAs) of the banking sector in India India’s microfinance sector is experiencing a notable rise in delinquencies, particularly in the top ten states, despite the banking sector’s celebration of […]

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Gujarat Caste Certificate

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Gujarat Caste Certificate

Gujarat is a home to a multitude of castes with a rich cultural heritage. In order to ensure equal opportunities and address historical disadvantages, the government of In Gujarat, as in many other Indian states, a caste certificate is an official document issued to individuals to certify their caste or social category. It serves as

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Section 8 – Right to Information Act, 2005

Right to Information Act, 2005 / /

Exemption from disclosure of information (1) Notwithstanding anything contained in this Act, there shall be no obligation to give any citizen,— (a)   information, disclosure of which would prejudicially affect the sovereignty and integrity of India, the security, strategic, scientific or economic interests of the State, relation with foreign State or lead to incitement of

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 unicorn

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unicorn

In the business world, a unicorn refers to a privately held startup company valued at $1 billion or more. The term was coined by Aileen Lee, a venture capitalist, in 2013. Unicorns are rare, much like the mythical creature, and are often associated with high-growth, innovative companies that disrupt their respective industries. Key Characteristics of

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Swiggy Instamart

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swiggy instamart

Swiggy Instamart is an online grocery delivery service launched by Swiggy, a leading food delivery platform in India. It offers quick delivery of groceries, daily essentials, fresh fruits, vegetables, dairy products, and other household items. The platform focuses on convenience, affordability, and speed, with deliveries typically promised within 15 to 45 minutes. Key Features of

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Karnataka Income Certificate

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Karnataka Income Certificate

The Income Certificate in Karnataka, a government-issued document, represents an individual’s yearly earnings. It enables access to state-specific benefits and subsidies. This certificate, validating income, is vital for obtaining educational scholarships, reservation benefits, and other welfare initiatives in Karnataka. It serves as proof of financial status, allowing individuals or families to engage in state-specific opportunities

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Section 5 – Right to Information Act, 2005

Right to Information Act, 2005 / /

Designation of Public Information Officers (1) Every public authority shall, within one hundred days of the enactment of this Act, designate as many officers as the Central Public Information Officers or State Public Information Officers, as the case may be, in all administrative units or offices under it as may be necessary to provide information

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Section 4 – Right to Information Act, 2005

Right to Information Act, 2005 / /

Obligations of public authorities (1) Every public authority shall— (a)   maintain all its records duly catalogued and indexed in a manner and the form which facilitates the right to information under this Act and ensure that all records that are appropriate to be computerised are, within a reasonable time and subject to availability of

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