Government Schemes

Jamabandi Haryana Land Record

Jamabandi portal contains the official land records of the Revenue Department of Haryana Government. Details like property registration, sanctioned mutations and Jamabandi of any land can be accessed on the Jamabandi portal. Jamabandi is a document which includes the Record of Rights as well as records of cultivation, ownership, and the most recent information of several rights in land. Every 5 years, the Jamabandi is revised which is put together by Patwari and the respective Revenue Officer attests the document. While one copy is entrusted with the District Record Room, the second copy is retained by the Patwari. The Jamabandi portal or website is the initiative of the Revenue Department of Haryana developed by utilising technology to update and record land details. The portal is developed to enable citizens to obtain land records of the state of Haryana. You can access land records such as mutation, registration and Jamabandi (Records of Rights). Services on Jamabandi Portal Property Registration Get Jamabandi Nakal View Mutation Order View Cadastral Map Stamp Duty Details Revenue Court case information What is Jamabandi? he Revenue Department of Haryana prepares the document of Jamabandi. Jamabandi is the father of all land records. Jamabandi is also called ROR, which stands for ‘Record of Rights’. It is revised every 5 years when a new Jamabandi is prepared by the Patwari and attested by the revenue officer. Two copies of the revised Jamabandi are necessary. One copy consigned to the district record room, and other copy remains with the Patwari. In Haryana state Jamabandi (ROR) contains the following details: Khewat Khatoni Patti Owner details Cultivator details Source of irrigation Filed numbers or khasranos Area and type of land Rent paid by cultivator, rate and amount Share or measures of right and rule of bach Khewat Number- The Khewat number generally referred to as ’KHATA NUMBER’ by revenue officials. It is an account number given to the owner(s) which form a set of co-sharers who own the land in same or different proportions. The Khewat number in the Jamabandi runs sequentially starting from 1 to N. The Khewat Number may get changed in the next Jamabandi due to rearrangements that is same owners who were owners in some Khewat earlier may get another Khewat number in next Jamabandi. Khasra number- The Khasra number is a plot number given to a specific piece of land in the village. Khasra number may get divided due to sale, gift etc. during the mutation and is given a new number with denominator. For example, because of mutation, Khasra number 100 is divided into two parts then during mutation two divisions of this Khasra, i.e. 100/1 and 100/2 will be created, and the transaction takes place Nakal – To apply for Nakal, submit an application in HALRIS centre at the concerned Tehsil or SubTehsil Office. Computer operator will generate the ROR (Nakal) of Concerned Khewat in the computer and give the print of Nakal. Patwari deputed on the HALRIS centre will check the Nakal, sign on the Nakal and enter the Nakal in the Nakal register. Patwari will receive the Nakal fees (Rs.30) & give the computer-generated receipt to you and handover the Nakal to you. Verify Nakal Issued by HALRIS Centre Step 1: Visit the main page of Jamabandi Haryana. Step 2: Go to Nakal tap and select verify Nakal Issued from Halris. Step 3:  To verify Nakal enter 15 Digital Nakal Unique ID. View Jamabandi Nakal Step 1: Go to the home page of Jamabandi Step 2: The applicant can select these option from the tab. Step 3: Select the District, Tehsil or Sub Tehsil Step 4: After that, click on Submit Button. Step 5: In the new page, the applicant needs to select ‘Owner list’. Step 6: Select the name of the owner. Step 7: Now the applicant can see all the details of Jamabandi Mutation Mutation (Intkal) is processed through which the owner’s name or his particular like liabilities get changed because of some transactions. The type of transaction may be one of the following. Inheritance – Change of Ownership because of the death of the Owner Division of Land within the family Pledge or Release-Change in liabilities because of loan from a bank or repayment to the bank Court Decree-based on the court order Alienation – Conversion of land from agriculture to other purposes Acquisition by Government for a public purpose Grand of land by Government to poor people To get Mutation to submit an application at HALRIS Centre with Complete Documents. View Mutation Order Step 1: Visit the Jamabandi Haryana official page. Step 2: Select view mutation option from mutation tab. Step 3: Select the Tehsil, Village, Mutation number, Source Type, Mutation type, Mutation Date. Step 4: Enter the captcha number shown on the page and click on Submit. View Cadastral Map A cadastral map is a map defining land ownership. The cadastral map is showing all registered geospatial data relating to registered plots. The cadastral map consists of cadastral units, each of which represents a single registered plot of land. Revenue Court Cases To get all the information about Revenue Court Cases, the applicant needs to select the court cases option from the main webpage. By clicking on it, they will lead the applicant to next page ‘Revenue Court Cases Justices Delivery System’. View Registered Deeds Step 1: Go to the website Step 2: Select View registered deeds in property registration tab. Step 3: In this page, the applicant needs to enter Tehsil, Registry number, Registry Date, Deed Name. Step 5: Enter the captcha in the given box and click on Search. FAQs on Jamabandi Haryana Land Record Who must pay the stamp duty in the case of a conveyance deed, sale deed, lease/rent deed, exchange deed, and partition deed? In the case of conveyance/sale deed, the purchaser must bear the stamp duty, while in the case of lease/rent deed, the lessee is liable to pay the stamp duty. As for exchange deeds, both the lessee and the lessor must bear the charges equally. In the case of a partition deed, stamp duty is payable as per the respective shares of the lessee

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Seva Sindhu

The Government of Karnataka has introduced Seva Sindhu an integrated portal set up to provide government-related service to the citizens. Seva Sindhu was implemented under the e-District Mission Mode Project (MMP) of the Department of Electronics and Information Technology (Deity), Ministry of Communication and Information Technology. Seva Sindhu aims to deliver government services more accessible, cost-effective, liable and transparent. It also grants the citizens with necessary awareness and assistance on government schemes and facilities to the community through effective information dissemination. Karnataka Government’s Seva Sindhu portal is a one-stop solution to apply for multiple services and schemes. However, one needs to register and login as a user by generating an account on the website. After successful registration, users can avail multiple services online, such as property registration and e-khata. Read on to know the portal benefits, services offered & application procedure. Seva Sindhu Karnataka Seva Sindhu Karnataka is a government initiative aimed at providing seamless access to various citizen-centric services in the state. Launched in 2017, this online platform has transformed the way people avail services related to real estate and other sectors. Seva Sindhu Karnataka offers a wide range of services related to real estate. These include property registration, land records, and issuance of various certificates like Khata and Encumbrance Certificate (EC). Advantages of the Seva Sindhu The Seva Sindhu Portal offers a single platform for the citizens to get the benefit of different Departments services. The citizens can approach Seva Sindhu Portal Online other than office hours also and post their request for the service. Citizens can follow the status of their service application from anywhere and anytime. Alternatively, the citizens can visit any of the nearby Common Service Centre available at Gram Panchayat Level for availing the citizen services Centralised helpdesk will be available for citizens to clarify doubts and resolve their problems. Services in Seva Sindhu Revenue Department Commercial Tax Department Department of Drug Control Food and Civil Supplies Department Department of Planning Transport Department Department of Ayush Youth Empowerment and Sports Department Department of Information and Public Relations Department of Kannada and Culture Empowerment and Senior Empowerment Department of Empowerment. Department of Women and Welfare Department of Personnel and Administrative Reforms Bangalore Development Authority Department of Labor Revenue Department- Under Revenue Department the online application has to be submitted through avail the list of certificates such as Income certificate, caste certificate, resident certificate, agriculture certification certificate, bonafide certificate, landholding certificate, widow certificate, etc., Commercial Tax Department– Registration of Karnataka professions, businesses, occupation and employment are performed through this department. Department of Drug Control- This department allows the applicant to apply online license for both manufacturing and sales premises of drugs and cosmetics and renewal of sales license. Food and Civil Services Department- It facilities the user with the services such as adding a member’s name in a ration card, APPL, BPL, AAY change in wrong card category in ration card, Modifications on ration cards, new ration card. Department of Planning-Under the department of planning the citizens can request a birth certificate and death certificate by submitting an online application form for both. Transport Department- Under the transport department, any new vehicle owner can register their vehicle by filing online registration form purchased from the showroom. Department of Ayush- Appeal and Performance certificate can be obtained through Ayush Department. Youth Empowerment and Sports Department- Sports scholarships, sports gist award, Lifetime achievement award can be applied by the concerned person via Seva Sindhu portal. Department of Information and Public Relations- Online application for permission to shoot movie, serial, documentary, short film, advertisement and other languages are submitted through this portal. Department of Kannada and Culture- Citizens can apply for sponsors of art team and application for artist’s rail discount travel. Empowerment and Senior Empowerment Department of Empowerment- It provides the online facility for getting senior citizen’s identity card. Department of Women and Welfare Matrashree (Pre-delivery stage) Matrashree (Postpartum phase) Department of Personnel and Administrative Reforms Application for recruitment of Group C posts on a sympathetic basis Application for Group C posts on a sympathetic basis. Bangalore Development Authority- Application for distribution of acquisition letter from BDA. Department of Labor- The following services can be utilised under this department are listed out: Application for significant employer registration under the contract Labor Act. Application for a new license agreement for contractors under the contract labour Act. Application for license renewal to the contractor under the Contractors Labor Act. Application for registration of the establishment under the Building and other construction wage Act Seva Sindhu Portal Registration Provide Login Details Step 1: You need to provide login details for applying through any of the services. Existing User Registration Step 2: In case of an existing user, enter login id, password and captcha and then click on “Submit” button. New User Registration Step 3: If you are a new user click on “New Registration” tab the current page will be redirected to the login application page where you have to fill the online application form for user registration. Complete the Details Step 4: Now, enter the details that are marked as compulsory and then click on the “Submit” button. Choose the Department Step 5: Select the department, and then you can start applying for the appropriate services. Track Application Status Fill the Details Step 1: The applicant has to provide required details under the check your app status. Choose Department and Service Step 2: Select department and service and enter your appropriate applicant number and click on “Check Status Now” button to know the status of your application. Practice area’s of B K Goyal & Co LLP Income Tax Return Filing | Income Tax Appeal | Income Tax Notice | GST Registration | GST Return Filing | FSSAI Registration | Company Registration | Company Audit | Company Annual Compliance | Income Tax Audit | Nidhi Company Registration| LLP Registration | Accounting in India | NGO Registration | NGO Audit | ESG | BRSR | Private Security Agency | Udyam Registration | Trademark Registration | Copyright Registration | Patent Registration | Import Export Code | Forensic Accounting and

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Indira Awaas Yojana

Indira Awaas Yojana (IAY) is a sub-scheme of Rural Landless Employment Guarantee Programme (RLEGP) which was launched by the Ministry of Rural Development. The main objective of the Indira Awaas Yojana is to provide a grant for the construction of houses to members of Scheduled Caste (SC)/Scheduled Tribes (ST), freed bonded labours and to non-SC/ST category below the poverty line. Objectives To provide support during the construction of houses in rural areas. To support the construction of houses with adequate provisions, including workplaces within the house. To design the houses based on the requirements of the dweller. To promote the use of technology and material that is affordable, conductive for generating employment, environment-friendly and sustainable. To empower and encourage Panchayats to take a lead role at the village level for the implementation of this housing scheme. Salient Features Joint Ownership- The houses provided under the Indira Awaas Yojana (IAY) will be under the joint ownership of the husband and wife, except in the of the case of an unmarried, widow or divorced individual. Construction- The construction of the houses should be carried out by the beneficiary. The contractors should not be involved in the construction of houses under IAY. If the beneficiary has assigned a contractor, then the State Government will withdraw the funds used on the same. Technical Support- The support in the form of technical and managerial guidance is provided for the construction of the IAY house. Also, the services of reputed NGOs, charitable organisations, youth clubs can be utilised to provide necessary service support to the beneficiaries. Design and Construction Standards- The eco-friendly housing techniques are promoted by the State Government to improvise houses with the facilities such as water supply, internal and approach roads, sewerage, drainage, street lighting and social infrastructure amenities in slums. Target Group The target group covers households that are Below Poverty Line (BPL) as identified by the Gram Sabha of a village. The Central Government will extend its assistance to the households headed by women, SC/ST individuals, non-SC/ST rural households below the poverty line, ex-servicemen, widows, disabled individual, freed bonded labourers and marginalised sections of society. Special Projects by IAY Rehabilitation of rural families below the poverty line. To Provide settlement for liberated manual scavengers and freed bonded labourers. To provide a settlement for vulnerable tribal socities. Rehabilitation of individuals who are affected by occupational diseases. Settlement of families who are covered under the Scheduled Tribes and other Traditional Forest Dwellers Act. Settlement of families who are required to relocate from districts. Demonstration of new technology with a focus on affordable and eco-friendly technologies. Funding and Allocation of Funds The funds released to the beneficiaries would be shared by the State and Central Government, the ratio of price sharing would be in the ratio of 75:25, with the exclusion of projects in the North-East regions and Union Territories. So, the Central Government is responsible for providing 90% fund for the projects in the North-East regions and Union Territories. The funds allocated by the State and Central Government for the beneficiaries except in the north-east regions/UT are tabulated below: S. No Beneficiary Category Fund Allocated 1. SC/ST Category 60% 2. Minority sections of society 15% 3. Individual with disabilities 3% Implementation of the Scheme The Zila Parishad in the district level is responsible for the implementation of the scheme and in case of no Zila Parishad in the State, then the concerned authority equivalent to the same should take over the responsibility. However, at the local level, the Village Panchayats are responsible for the implementation of guidelines set under the Indira Awaas Yojana (IAY). If there is an absence of Village Panchayat in a State, then the concerned authority which is equivalent to the same is responsible. In case the Village Panchayats is not capable of undertaking the task, then the State Government can hand over the intermediate level responsibility to the Panchayat. Empowered Committee The Empowered Committee consists of the ChairPerson will be the secretary of rural development or additional secretary of rural development. Also, it will consist of the members such as joint secretary of rural housing, HUDCO representative, an adviser from the planning commission, knowledge network representative, representatives from NGOs related to the field of construction and the state secretary of rural housing. This committee will make decisions related to the scheme such as new house construction targets, permission for cash payments, reallocation of funds, the sanction of special projects, approval of new technologies for construction and monitoring the scheme. Construction Timelimit he prescribed time limit for the completion of the project are given below: S. No Level of Construction Timelimit 1. First Stage (Initial level of Construction) 9 months from the day of receipt of 1st instalment 2. Second Stage (Completion of the project) 9 months from the day of receipt of 2nd instalment. Release of Fund The annual allocation of the fund will be released in two instalments. The first instalment of 25% of the project cost is provided along with the sanction letter. The second instalment of 60% of the project cost is released upon reaching the level of the lintel, and the final instalment of 15% of the project cost is released to the beneficiary on completion of the project. Procedure for Release of 1st Instalment The first instalment would be released to those who have taken 2nd instalments in the previous year. The Districts who have not received the 2nd instalment of the previous year is required to submit the proposals for 1st instalment along with the documents which are necessary for the release of 2nd instalment of the previous year. Procedure for Release of 2nd Instalment The fund will be released under the following conditions: To the extent of 60% of the fund is utilised during the financial year. Proof for completion of 100% of sanctioned houses within three years from the date of approval is required. In the case of two years, proof for completion of 75% of sanctioned houses has to be obtained. Payment to Beneficiaries The

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DESH Bill, 2022

About 378 SEZs were announced after India approved the Special Economic Zones (SEZ) Act, of 2005 and the rules regulating SEZs went into force in 2006. However, only 268 of them were operational as of March 2022; the government de-notified those SEZs that were not active. Finance Minister Nirmala Sitharaman highlighted the government’s plan to modify the legal framework governing SEZs in her most recent budget statement. She noted a lack of demand as well as substantial changes in taxation and incentive regimes over the last decade that have made the old concept of SEZs considerably less appealing. Furthermore, the WTO found a few years ago that tax-related incentives provided to SEZs breached worldwide accords on subsidies. The DESH Bill, 2022: Context The main reason why India’s SEZ system needs a rethink is that the business climate has evolved dramatically in recent years. The SEZ policy was designed to encourage exports so that we might gain significant foreign cash. The current SEZ policy has clearly helped the Indian IT industry, which has greatly contributed to the growth of our foreign currency reserves. However, as IT/ITES company business and delivery models evolve to include more on-site delivery capabilities, the luster has faded. Furthermore, the manufacturing sector has not been able to harness SEZs to generate the desired level of export-based economic advantage. The change was thus required, which is why the government has been contemplating a comprehensive overhaul of the present SEZ structure. Broader Framework of The DESH Bill, 2022 The DESH Bill encourages the development of two types of hubs: one for services and one for other businesses. The former will have built-up area needs and will allow a wide range of services-related activities (including R&D), whereas the latter will have land-based area requirements and will house manufacturing and/or services. Both types of hubs can be established by the government (Centre/States), jointly, or by any recognized supplier of products and services. The goal is to promote private-sector investments that benefit the home market rather than merely exports. Greenfield or Brownfield initiatives are expected to support the development of infrastructure in non-urban regions. The DESH Bill promotes the creation of two kinds of hubs:  One for services and  One for other enterprises.  The former will require a built-up area and will allow for a wide range of service-related activities (including R&D), whereas the latter will require a land-based area and will contain manufacturing and/or services. Both types of hubs can be built by the government (Centre/States), in collaboration, or by any recognized supplier of goods and services. The idea is to encourage private-sector investments that help the domestic economy rather than just exports. Greenfield or Brownfield efforts are supposed to help non-urban infrastructure development. Three Key Levers of Economic Growth under The DESH Bill Developing the infrastructure required to become a global manufacturing and services hub, particularly as Western countries seek alternatives to China and other countries (including smaller ASEAN nations and some in Latin America and Africa) position themselves as viable destinations, at least in niche sectors. (Some of China’s hubs cover more than 250 square kilometers, but Indian SEZs are rarely larger than 2.5 square kilometers. Chinese hubs are completely integrated communities with well-developed infrastructure with connections to ports, airports, and other facilities. This explains the vast disparity in magnitude between Chinese hubs and those found elsewhere in the globe (a gap that India is eager to close). Using India’s scientific/technical skills to innovate and leapfrog the competition in sectors that will become vital not just for self-reliance (e.g., medicine, energy, electronics, etc.), but also for national security (e.g., drones, space technology, composite materials, semiconductor chips, etc.) Improving collaboration and alignment between central and state governments (and other stakeholders) so that results such as job creation and effective resource use are not sacrificed on the altar of petty political disputes or short-term benefits. Is it the right time to apply for The DESH Bill, 2022? Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. With a series of disruptive events hastening global supply chain transformations, India’s investment-intensive manufacturing skills in new industries are becoming crucial. It is also critical to expanding commerce and other non-IT services. It is now more crucial than ever to seek for new strategies to attract money to supplement our demographic strengths. Furthermore, rather than continuing to concentrate economic activity in certain urban regions, India needs more broad-based engagement throughout many states. Only policies that permit all of this will accelerate employment creation and, as a result, India’s socioeconomic growth and development. Key Features of the DESH Bill, 2022 Development Hubs: Beyond encouraging exports it has a far larger purpose of stimulating local industry and employment creation through ‘development hubs’. These hubs will no longer be needed to be net foreign exchange positive cumulatively in five years (i.e., export more than they import), as required under the SEZ system, and will be able to sell more readily in the local market. As a result, the hubs will be WTO-compliant. Online Approval Gateway: The DESH Bill includes an online single-window portal for the award of time-bound permissions for the establishment and operation of the hubs. Increase Domestic Market: Companies can sell in the domestic market by paying tariffs only on imported inputs and raw materials rather than the completed product. When a product is sold in the domestic market under the existing SEZ framework, duty is paid to the end product. Furthermore, unlike SEZs, there is no required payment need in currency. States will play a Larger Role: State boards will be established to oversee the operation of the hubs. They would be able to authorize imports or acquire items, as well as supervise the use of commodities or services, storage, and trade in the development hub. The commerce department at the Centre made the majority of decisions under the SEZ regime. States may now participate and even make ideas for development centers straight to a central board for approval. 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TNeGA Portal

Tamil Nadu e-Governance Agency (TNeGA) is the nodal agency designated for all e-Governance initiatives of the Tamil Nadu Government. TNeGA portal helps citizens to access the e-district application which is the state government’s portal that computerises the public-centric services. People can register into the portal to access all the services offered by the Tamil Nadu Government. The state government has established the Tamil Nadu e-Governance Agency (TNeGA) to facilitate the implementation of e-governance initiatives. TNeGA is a platform through which citizens can access various online government services. Objective It is the primary objective of the TNeGA portal to make government services accessible and convenient to the citizens of Tamil Nadu. Through the portal, physical visits to government offices will be reduced, and online services will be delivered more efficiently. Online Certificate Services Community Certificate Nativity Certificate Income Certificate No Graduate Certificate Deserted Woman Certificate Services Offered Under eSevai Centers Residence certificate Certificate for Loss of Educational Records due to disasters Deserted Woman Certificate Small / Marginal Farmer Certificate Legal Heir Certificate No Male Child Certificate Solvency Certificate Unmarried Certificate Widow Certificate Community certificate Unemployment Certificate Other Backward Classes (OBC) Certificate Agricultural Income Certificate Income Certificate First Graduate Certificate Nativity certificate Benefits of TNeGA Portal Access to a wide range of government services through a single online platform 24/7 availability of services, eliminating the need for physical visits to government offices during office hours Increased transparency and accountability in the delivery of government services Reduction in corruption and delays in service delivery Time and cost savings for citizens and the government Improved efficiency and effectiveness of government services through digitisation and automation. Features of TNeGA Portal This TNeGA portal offers a wide range of features that can be availed by the residents of the state. Some of the main features are listed below: Some services can be requested or registered online using the TNeGA Portal The portal has the benefits of the online payment, approval of services, service request and service delivery. The portal provides easy access to all the services and can also check the status of the application. This TNeGA portal facilitates various online service request with various departments. The residents will be notified via SMS when the services are yet to be delivered. Procedure to Apply for Services Access the Portal Step 1: The applicant has to visit the official portal of Tamil Nadu e-Governance Agency (TNeGA) to avail all the services offered. New User Registration Step 2: In case you are a new user of the TNeGA portal, you have to register in this portal to avail all the services offered by the government. Click on the TNeGA Online Portal link on the homepage which redirects to another page. Then click on the “New User” link for the New User Registration. Fill in the Right Credentials Step 3: You will be moved to the registration page where you have to enter the following details. Applicant Full Name Desired Login Name Taluk Aadhaar number Mobile Number e-mail Address Applicant’s Address Password City Step 4: After entering all the requested details you have to click on the “submit” button. Step 5: Enter the one time password and click the confirm button. Step 6: After Confirmation, a confirmation email will be sent to the registered mail ID. Click on the activate link to activate your account. The account will be activated on clicking the activation link. Login to Portal Step 7: To portal login, you have to enter your login id, password and enter the captcha and then you need to click on the “Submit” button. Step 8: Now you are eligible to request and apply for any services which are available at the web portal. Apply for Services Step 9: You have to select the required service from the list of services available under the services option. Step 10: Read all the instructions here and click the ” Continue ” tab to open a validity online application form. Upload Required Documents Step 11: Now you have to fill in the online application form completely, provide all the correct details of all the applicant, their properties and assets along with all the required documents. Acknowledgement Number Step 12: After filling the application form, you will receive the application ID as an acknowledgement for your reference. Step 13: Click on OK, it will generate the printing card id and receipt. FAQs What is the use of TNeGA? TNeGA is the Tamil Nadu e-Governance Agency. It is a state government agency that is responsible for implementing e-governance initiatives in Tamil Nadu. TNeGA provides a variety of online and offline services to citizens, including: ● e-Sevai services: e-Sevai is a single-window platform for accessing government services. Citizens can use e-Sevai to apply for and receive a variety of services, such as birth and death certificates, ration cards, driving licenses, and passports.● Land records: Citizens can use TNeGA’s online land records portal to view and download their land records.● Aadhaar card registration: Citizens can register for Aadhaar cards online or at any e-Sevai center.● Voter ID card registration: Citizens can register for voter ID cards online or at any e-Sevai center.● Ration Card registration: Citizens can register for ration cards online or at any e-Sevai center.● Passport Application: Citizens can apply for passports online or at any e-Sevai center.● Driving License Application: Citizens can apply for driving licenses online or at any e-Sevai center. What is the purpose of CAN Registration? CAN stands for Citizen Access Number. It is a unique 11-digit number that is assigned to every citizen of Tamil Nadu who registers for it. The CAN number is used to access a variety of government services online and offline, including: e-Sevai services Land records Aadhaar card registration Voter ID card registration Ration card registration Passport application Driving license application When was the national e-governance scheme launched? The National e-Governance Scheme (NeGP) was launched in 2006 by the Government of India. The NeGP is a seven-mission mode project that aims to improve the delivery of government services to citizens through the use of ICT. Practice area’s of B K Goyal & Co

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Pradhan Mantri Suryoday Yojana

Pradhan Mantri Suryoday Yojana 2024: To end this problem of  the poor and middle class families  of the country who are troubled by the problem of power cuts every day and to develop their living conditions , the Government of India , Pradhan Mantri Suryoday Yojana 2024  has been launched,  This is Pradhan Mantri Suryoday Yojana. In this scheme, a target was set to install solar panels on the roofs of one crore houses. Currently the installed capacity to generate electricity from solar panels in India is 73300 MW. It has the capacity to generate 11080 MW electricity by installing solar panels on the roof. Pradhan Mantri Suryoday Yojana 2024 – Overview Name of the Article Pradhan Mantri Suryoday Yojana 2024 Scheme Launchd On 22nd January, 2024 Type of Article Government Scheme Pradhan Mantri Suryoday Yojana Benefits All the poor families of the country  will get the benefit of this scheme by  the Central Government  of  Pradhan Mantri Suryoday Yojana Details In Hindi  .  Under PM Suryodaya Yojana 2024, the Central Government will install solar rooftops on the roofs of the houses of total 1 crore poor families electricity related complaints can be ended forever can get electricity 24/7. With the help of this scheme, you will not only get 24/7 electricity   but will also ensure your  social and economic development .  Ultimately, your  bright future  will be built etc. Pradhan Mantri Suryoday Yojana Eligibility? All applicants must be natives of  India  , The annual income of the applicant family should not be more than ₹ 1 lakh to ₹ 1.50 lakh , No member of the family  should be in a government job  .  No member of the family pays income tax  etc Required Documents For Pradhan Mantri Suryoday Yojana Apply Online? To apply online/offline for PM Suryodaya Yojana, you will have to fill some documents which are as follows – Aadhaar card of  applicant A , Basic address proof, income certificate, electricity bill, Ration card, bank account passbook, Passport size photograph, Current mobile number etc. Pradhan Mantri Suryoday Yojana 2024 – When will the application process start? The scheme  has been launched on   January 22, 2024  and that is why it is expected that soon the application process  will  be started by the Modi government under  PM Suryoday Yojana Step By Step Offline Process of Pradhan Mantri Suryoday Yojana Registration? To do Pradhan Mantri Suryoday Yojana Registration, first of all you  have to come to your block office  , After coming here, you  will have to get Pradhan Mantri Suryoday Yojana – Registration Form  , Now you  have to fill this  registration form  , All the required documents  will have to be self-attested  and  attached .  Finally, you  have to submit  the registration form  along  with all the documents and get the receipt etc. Step By Step Process To Pradhan Mantri Suryoday Yojana Online Apply? To apply for Pradhan Mantri Suryoday Yojana,  first of all you    have to visit the home page of its official website (Website Will Active Soon)  , After coming to the home page, you will get  the option of Pradhan Mantri Suryoday Yojana Apply  After clicking, its  application form will open in front of you, which you  will have to fill carefully  . All the required documents  will have to be scanned and uploaded  and Finally, you  will have to click on the  submit  option  after which you  will get the receipt of  your application  which you will have to print  etc. FAQs What is Suryoday Yojana? This is Pradhan Mantri Suryoday Yojana. In this scheme, a target was set to install solar panels on the roofs of one crore houses. Currently the installed capacity to generate electricity from solar panels in India is 73300 MW. It has the capacity to generate 11080 MW electricity by installing solar panels on the roof. 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National Payments Corporation of India (NPCI)

National Payments Corporation of India (NPCI) was developed by the Indian Banks’ Association (IBA) and the Reserve Bank of India (RBI) in an effort to create a robust Payment & Settlement Infrastructure in India under the provisions of the Payment and Settlement Systems Act, 2007.       It has been incorporated as a “Not for Profit” Company under the provisions of Section 25 of Companies Act 1956 (now Section 8 of Companies Act 2013), viewing its utility to provide infrastructure for operating settlement and electronic payment systems in Inda. The ten main promoter banks of NPCI are Punjab National Bank, State Bank of India, Canara Bank, Union Bank of India, Bank of Baroda, ICICI Bank Limited, Bank of India, HSBC, Citibank and HDFC Bank Limited. Objectives of NPCI The main objective of NPCI is to provide common people with an affordable and robust payment system. Apart from this, NPCI is also responsible for bringing together and integrating various systems into nationwide uniform and standard business processes that can be used as a retail payment system. The organisation aims to create a robust payment and settlement infrastructure in India. NPCI has been implemented as a ‘Not for Profit’ company under the provisions of Section 8 of Companies Act, 2013.  This was accomplished with an intention to provide infrastructure to the entire Banking system in India for in-person as well as digital payment and settlement processes.  The corporation is primarily focused on bringing innovations amidst the retail payment systems through various technological updates for ensuring higher operational efficiency rate and to strengthen the payment procedures. NPCI is striving hard to transform India into a ‘cashless society’ by reaching every citizen with several payment services. This corporation was initiated by our former President Pranab Mukherjee, endorsed by the honourable Prime Minister Narendra Modi and later framed into a card of choice for the Pradhan Mantri Jan Dhan Yojana (PMJDY) Thus, throughout its journey of seven years, NPCI has created a significant impact on retail payment services in the country. Vision & Mission The long-term vision of NPCI is to increase fund transfer options and to evolve as the best payments network internationally. And the mission of NPCI is to reach every Indian with either one or the other payment services be it in-person or through electronic methods Values of NPCI NPCI firmly believe that their values have eventually shaped their culture, work ethics and decisions. NPCI has also stated that their values have assisted in extending their limits and striving for a better today. So that a foundation is laid for a successful tomorrow. The core values fostered by NPCI includes: Passion for Excellence Integrity Customer Centricity Respect Collaboration Promoter Banks The NPCI comprises of ten core promoter banks which significantly eases the transaction processes initiated through NPCI. They are enlisted as follows: State Bank of India Punjab National Bank Canara Bank Bank of Baroda Union Bank of India Bank of India ICICI Bank HDFC Bank Citibank HDFC Bank Formation of NPCI Department of Payment and Settlement Systems (DPSS) provided the initial approval to issue an authorization to NPCI for operating diverse retail payment systems in the country. NPCI was also granted the Certificate of Authorization for operation of National Financial Switch(NFS) and the ATM Networks since 15th of October, 2009. The corporation has also debuted its officials to Institute of Development and Research in Banking Technology(IDRBT) Hyderabad and has taken over NFS Operations from 14th of December, 2009. The membership rules and regulations were framed for enrolling all banks in the country as members. The technical advisory committee of NPCI consists of two eminent professors namely, Prof.N.L. Sarda, the Chairman and Prof.G.Sivakumar, the Co-Chairman. Members in these committees are employees of various banks and are present at the level of Assistant General Manager or Deputy General Manager in their cadre. Services Offered The below-mentioned amenities are being offered under NPCI for providing the customers with better payment and settlement options. Unified Payments Interface (UPI)- It is a system which powers multiple bank accounts within a single mobile application, interlinking several bank features and assisting merchant payments under one roof. On account of this, NPCI conducted a pilot launch with its member banks. As a result, the banks have started to upload their UPI enabled applications on Google Play Store from 25th of August, 2016.  RuPay- This is a new card payment scheme launched by the NPCI and has been initiated to offer an open-loop, multilateral, domestic system for its users. It will allow all Indian banks and financial institutions to participate in electronic payments frequently. The merits of using RuPay are mentioned as follows, 1.Lower Cost and Affordability2. Customised Product Offering3.Protection of information related to Indian Consumers4.Provide electronic product options to not intervened consumer segments5.Inter-operability6. Earn Cashback frequently7.Insurance cover8.Exclusive Merchant offers. Bharat Interface for Money (BHIM)- It is an application that allows consumers to make quick and straightforward transactions through UPI. This feature also permits its users to make instant bank-to-bank payments and pay or collect money using their unique mobile number or the Virtual Payment Address. BHIM allows the user to Send money, Request money, Scan & Pay, Set privacy limits and to split bills. Immediate Payment Service (IMPS)- This feature offered by the NPCI was launched in 2010. It provides robust, real-time fund transfer which extends 24*7*365 inter-bank electronic fund transfer services. This can be executed on multiple channels like Mobile, Internet, ATM and SMS.  National Electronic Toll Collection (NETC)- NPCI has initiated this program to meet the electronic tolling requirements of the Indian market. NETC provides an inter-operable, secure framework to its users. The benefits of NETC includes, 1.Transparency in processing transactions2. Electronification of retail payments3.Reduce air pollution by reducing congestion4.Reduce fuel consumption Bharat BillPay (BBP)-The BBP system is a one-stop ecosystem for payment of all bills providing a flexible ‘anytime anywhere’ bill payment service to all customers across India to ensure reliability and safety of transactions. Payment Channels accepted by BBP are Internet Banking, Mobile Banking, POS, Mobile Wallets, ATM,

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YSR Rythu Bharosa

The Andhra Pradesh government has announced a scheme for farmers called YSR Rythu Bharosa Scheme. The government has advanced the implementation of this scheme to the farmers which was originally scheduled to launch by October 2019.  Chief Minister Y.S. Jagan Mohan Reddy credited the 1st installment of Rs.5,500 to 52.3 lakh eligible farmers under the YSR Rythu Bharosa scheme for the fifth consecutive year on 1 June 2023. Rs.2,000 contribution is yet to be distributed that is due from the Centre under the PM Kisan scheme. Together, the Centre’s and state’s contributions add up to Rs.7,500 for each eligible farmer under the 1st installment of this scheme.    The YSR Rythu Bharosa is one of the nine Navratna welfare schemes of the Andhra Pradesh (AP) government. It was announced and implemented on 15 October 2019 in AP. This scheme provides monetary assistance to the farmers, including tenant farmers across the State.  This scheme provides financial support to the cultivators for meeting their investments during the crop season. The benefits provided under this scheme will enable the farmers to obtain higher crop productivity and timely sourcing of quality inputs. The objectives of this scheme are to help farmers financially, increase crop production, develop the agriculture sector and reduce the debt burden on farmers. Eligibility under YSR Rythu Bharosa The eligibility criteria under the YSR Rythu Bharosa scheme are as follows: Farmers of AP who own cultivable land.  Farmers enrolled under the PM-Kisan Scheme are also eligible. Farmers cultivating under ROFR lands and D Patta lands. Farmers cultivating on endowments or inam lands or temple lands.  Landless cultivators. Farmers/ tenants cultivating the lands of owners of excluded categories. Landless tenant farmers and ROFR cultivators belonging to BC, ST, SC and Minority categories. Exclusions under YSR Rythu Bharosa However, the following persons are not eligible and belong under the exclusion category: All the institutional landholders. Farmer families in which at least one member belongs to the following categories: Former and present holder of constitutional posts. Former and present state minister. Former and present member of Lok Sabha and Rajya Sabha. Former and present member of State Legislative Assemblies or State Legislative Council. Former and present Mayors of Municipal Corporations. Former and present Chairpersons of District Panchayats. Every retired and serving employee and officer of State or Central PSEs and attached autonomous institution or offices under government and the regular employees of local bodies (excluding class 4/multi tasking staff/group D employees).  Persons serving or retired, employee or officer of the Central or State government Ministry or officers or departments and their fields.  Persons who receive a superannuation or retirement monthly pension of Rs.10,000 or more (excluding class 4/multi tasking staff/group D employees).  Individuals who paid income tax or professional tax or commercial tax or GST during the last assessment year. Professionals like engineers, doctors, chartered accountants, lawyers, architects, etc., registered with professional bodies and carrying out their practices.  Persons owning farmlands that are converted into aquaculture, house sites or any other non-agricultural usage.  Farmers whose unmarried child is a government employee or income tax assessed are eligible and do not come under any exclusion categories.   Benefits of YSR Rythu Bharosa The farmer families who collectively own cultivable land will get a benefit of Rs.13,500 per family per year, including Rs.6,000 from the PM-KISAN in three installments,  irrespective of the size of land holdings.  The benefit of Rs.13,500 is given in 3 installments to the eligible land owner farmer as stated below:  1st instalment of Rs.7,500 in May (including Rs.2,000 from PM-KISAN)   2nd instalment of Rs.4,000 in October (including Rs.2,000 from PM-KISAN)  3rd instalment of Rs.2,000 in January (Exclusively of PM-KISAN scheme) Financial assistance of Rs.13,500 per year is given to landless tenant farmers and ROFR cultivators belonging to BC, SC, ST and minority categories from the Government of Andhra Pradesh budget.  The benefit of Rs.13,500  is given in 3 installments for landless tenant farmers, including ROFR cultivators, from the State Government budget as stated below:  1st instalment of Rs.7,500 in May.  2nd instalment of Rs.4,000 in October.  3rd instalment of Rs.2,000 in January.   In case of the death of a farmer, the financial benefit is given to the deceased person’s spouse. However, from the next year of death, financial assistance will be provided to the legal heir as per the mutations made in the land.  The benefit amount under this scheme is directly transferred into the beneficiaries’ bank account through the Direct Benefit Transfer (DBT) method. Application Under YSR Rythu Bharosa The existing land ownership database is used for identifying beneficiaries under this scheme.  The newly selected village volunteers will be responsible for identifying eligible farmers in the specified areas. After the collection of the information, the village volunteers will send the report to the revenue officials. The revenue officers will then prepare a final list of beneficiaries.  The final list of beneficiaries is submitted to the government. The district-wise beneficiary list is uploaded online on the YSR Rythu Bharosa website.  Documents Required for YSR Rythu Bharosa Valid identity proof and address proof. Aadhaar card. Bank details with IFSC code. Andhra Pradesh domicile certificate. Agriculture land ownership proof. Tenant farmer certificate. YSR Rythu Bharosa Payment Status Visit the YSR Rythu Bharosa website. Click the ‘Know Your Status’ tab and select ‘Know your Rythu Bharosa Status (2023-24)’. Enter ‘Aadhaar Number’ and click ‘Submit’ button. The YSR Rythu Bharosa payment status will be displayed on the screen. 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Fundamental Rights of Indian Citizens

Fundamental Right is a charter of rights contained in the Constitution of India. Fundamental Rights assured all Indians to ensure that we live in peace and harmony as citizens of India. In this article, we look at the Fundamental Rights of Indian citizens as per the Indian Constitution. The Constitution of India is the supreme law of the land, which lays down the basic framework and principles for the governance of the country. It was adopted by the Constituent Assembly of India on 26th November 1949 and came into effect on 26th January 1950. The Indian Constitution is unique in the sense that it not only guarantees a set of fundamental rights to its citizens but also imposes certain duties and responsibilities upon them. This blog aims to explain the fundamental rights and duties enshrined in the Indian Constitution. The concept of fundamental rights and duties in the Indian Constitution has evolved significantly since its inception. These elements form the bedrock of Indian democracy, ensuring a balance between individual freedoms and societal responsibilities. Understanding the historical evolution of these rights and duties is crucial to appreciate their current interpretation and application in India’s diverse and dynamic society. Right to Equality The Right to equality ensures that every citizen is the same under the law. Hence, any person irrespective of age, gender, caste, creed, religion, language, and social status are considered equal. The Right to equality ensures that all persons are treated equally.  The Right to equality discriminates on the grounds of religion, race, caste, gender or place of birth, and equality  – illegal in India. The following Articles in the Constitution ensure the Right to equality for all Indians: Article 14: Equality before the law Article 15: Prohibition of discrimination on grounds only of sex, religion, race, caste, or place of birth. Article 16: Equality of opportunity in matters of public employment Article 17: Abolition of untouchability Article 18: Abolition of titles, Military, and academic distinctions are exempted Right to Freedom Indian Citizens enjoy six freedoms as per the Constitution. The Right to freedom ensures that Indian citizens can carry out their daily lives peacefully without undue restriction, harassment, or oversight by the Government. Six fundamental freedom provided under Article 19 of the Constitution are: Freedom of speech and expression Freedom to assemble peacefully without arms Freedom to form associations or unions or co-operative societies Freedom to move freely throughout the territory of India Freedom to reside and settle in any part of the territory of India Freedom to practise any profession or to carry on any occupation, trade or business In addition to Article 19 above, the following Articles of the Constitution ensure the Right to freedom for all Indian Citizens: Article 20: Protection in respect of conviction for offences Article 21: Protection of life and personal liberty Article 22: Protection against arrest and detention in certain cases Right against Exploitation All Indian Citizens enjoy a right against being exploited or misused. The Right against exploitation provided under the Constitution protects children, the vulnerable and the poor from bonded labour, child labour, and human trafficking. The following Articles in the Constitution ensure Right against exploitation for all Indians: Article 23: Prohibition of traffic in human beings and forced labour Article 24: Prohibition of employment of children (Employment for the Indian below the age of 14 years is not possible.) Right to Freedom of Religion India is a secular country with people of different faiths living in harmony. Indian citizens can practice a religion of choice and perform rituals or activities as per their religious customs. According to the Constitution, all religions are equal before the State, and no religion has a preference over the other. Further, Indian Citizens are free to preach, practise, and propagate any religion of their choice. The following Articles in the Constitution ensure the Right to freedom of religion: Article 25: Freedom of conscience and free profession, practice and propagation of religion Article 26: Freedom to manage religious affairs Article 27: Freedom to pay tax for promotion of any particular religion – No person is compelled to pay any taxes for the promotion or maintenance of any particular religion or religious denomination Article 28: Freedom as to attendance at religious instruction or religious worship in certain educational institutions Cultural and Educational Rights The Cultural and Education Rights in the Constitution protect the rights and customs of the minorities.  Further, the Constitution provides for any community that has a language, and a script of its own has the Right to conserve and develop it. The following Articles in the Constitution protect cultural and education rights: Article 29: Protection of interests of minorities Article 30: Right of minorities to establish and administer educational institutions Right to Constitutional Remedies Right to Constitution Remedies empowers Indian citizens to approach a court of law, in case of any denial of the fundamental rights. This Right gives also empowers Courts to preserve or safeguard the citizens’ fundamental rights as laid out in the Constitution. 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mAadhaar

mAadhaar is an official mobile application built by the Unique Identification Authority of India (UIDAI) in order to provide the citizens of the country with convenient access to Aadhaar. The mobile application is an interface for the Aadhaar cardholders to carry their demographic information like Name, date of birth, gender, address and other details along with their photographs as linked with their Aadhaar Cards in their mobile phones. Aadhaar has been made mandatory to avail a number of services and people have to furnish their Aadhaar card everywhere. Aadhaar has to be linked with bank accounts, mobile numbers, PAN, UAN and also for availing a number of subsidies under various government schemes. However, you can lose or misplace your original Aadhaar card if you carry it physically everywhere. Therefore, UIDAI came up with its official mobile application- mAadhaar, where you can add your Aadhaar card and carry it everywhere you want to. The mAadhaar app can be installed both on your android or iOS smartphone. Objectives of mAadhaar The primary benefit of the mAadhaar app is that the users need not carry any physical hardcopy of the Aadhaar card with them. All the required information will be available on the smartphone after creating the profile and linking it. Using mAadhaar, the users can download their Aadhaar profiles with ease on mobile phones, which has the registered mobile number linked with the Aadhaar. On acquiring an OTP, the user need not navigate from the application to the SMS inbox. mAadhaar itself will automatically read the OTP once it is received by the mobile phone. Considering security reasons, there is no option available to manually enter the OTP once it is received. The user should ensure that a stable internet connection is available on the mobile phone to connect and download data from UIDAI through the mAadhaar application. With the help of mAadhaar app, the user can share his/her data with any third-party through NFC, QR Codes, Barcodes or it is also possible to share the card holder’s details through emails. It is to be noted that an Aadhaar profile can be active only on one device at a stipulated time. If the mAadhaar user creates a profile on another device by inserting the registered sim in another device then, the previous profile would become inactive and will be deleted from the older device when an operation is executed from that device. If in case, the members of a family have the same mobile number registered as their Aadhaar then, any one person for the family can add their profile to the device. A user can add a maximum of three profiles in a single device, only if all the three profiles have the same mobile number registered for their Aadhaar. Salient features of mAadhaar Easy Aadhaar Accessibility: The biggest benefit of mAadhaar app is that you need not carry your physical Aadhaar card with you. You can use the app to easily access your Aadhaar card anytime-anywhere either by downloading it or viewing it in offline mode. You can download both a regular or a masked Aadhaar using the app. You can also use the mAadhaar app to retrieve your lost or forgotten Aadhaar card. Update Address and Other Demographic Details in Aadhaar: You can update the address in your Aadhaar card with document proof using the mAadhaar app. You can also update other demographic information such as your name (minor changes), DOB, gender and language using the mAadhaar app. Manage Aadhaar of Family Members: The mAadhaar app lets you maintain and manage Aadhaar of up to 5 family members in a single mobile device.  Share Paperless eKYC or QR Code: The app also lets you share paperless offline eKYC or QR code to service providing agencies, thus preventing the possible leaks of data Secure Aadhaar: You can also secure your Aadhaar details by locking Aadhaar or biometrics. If you enable biometric locking system on your app, your biometric details will be locked until you unlock it again. Retrieve UID/EID: You can use the mAadhaar app to retrieve your lost or forgotten UID (Aadhaar number) or EID (Enrolment number) Retrieve or Generate VID: If you have locked your Aadhaar or don’t want to share your Aadhaar, you can use the mAadhaar app to generate/retrive VID or Virtual ID that can be used in place of Aadhaar to avail Aadhaar services Order a Reprint: You can use the app to get a reprint of your Aadhaar Letter by paying a nominal fee of Rs. 50. Aadhaar SMS Service: The app also lets you use Aadhaar SMS services in offline mode Verify Aadhaar or Email/Mobile Number: You can also use the mAadhaar app to check if the Aadhaar number is active or not. You can also use it to verify the mobile number and/or email id. QR Code Scanner: It lets you scan the QR code printed on Aadhaar/eAadhaar and displays the Aadhaar holders details after scanning Check Request Status Dashboard: You can also check the status of the service request that you have made via the mAadhaar app. These service requests include requests for an update in Aadhaar data, ordering a reprint, Aadhaar-bank account linking, etc. Book Appointment: You can also book an appointment to visit Aadhaar Seva Kendra Check authentication records and update history TOTP: The app lets you use the TOTP (Time-based One-Time Password) instead of SMS based OTP to avail Aadhaar online services available on the UIDAI website. This is helpful when you have difficulty in receiving an OTP on your registered mobile number due to poor network or other issues. Aadhaar Sync: This feature lets you fetch the updated Aadhaar profile data upon successful completion of an update request Locate Enrolment Centre (EC): This feature allows you to find the nearest enrolment centre More Services: The More section of the App includes information about the mAadhaar App, Contact, frequently asked questions, Terms & Conditions of using the app,  link to Chatbot and other relevant information. It also has links to download important documents such as the Aadhaar enrolment or Aadhaar update/correction forms along with the schedule of charges for various UIDAI services at Aadhaar Kendra (PEC). Guidelines to Download mAadhaar

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