Government Schemes

PICME or Pregnancy and Infant Cohort Monitoring and Evaluation (PICME) is a system deployed by the Tamilnadu government to track all pregnant women. Pregnant women can register on https://picme.tn.gov.in/ right from the inception of pregnancy until obtaining a birth certificate for the newborn. Persons registered under PICME are provided with a 12 digit RCH ID, which is being used to track all aspects of the pregnancy by the Public Health Department.  Pregnant women can register for the Tamil Nadu PICME Login on the official website from the moment a pregnancy is first detected till a birth certificate for the unborn child is obtained. People who register for PICME are given a 12-digit RCH ID number. The Public Health Agency uses the RCH ID that was acquired during TN PICME Registration to keep track of every aspect of the pregnancy. PICME 2.0 PICME, which was created in 2008 by the National Informatics Centre for the Department of Public Health and Preventive Medicine, has been modified and is now known as PICME 2.0.  PICME records 11 lakhs of Moms annually. All Government Health institutions have been granted user IDs and passwords, and 8713 VHNs in rural areas and 1846 UHNs in urban areas have been given institutional delivery entry logins so they can enter their delivery data. PICME Registration Expectant mothers can get PICME registration through the nearest government health care centers, hospitals, and primary health care centers. Expectant mothers can also contact the local nurses or Aanganwadi center workers for collecting the 12 digit registration code. Finally, the application is also available at all village level CSC (Common Service Centers). Once registered on the system, the expectant mothers can also avail benefits under the RCH scheme. During the ante-natal stage, the local nurses will monitor the mothers registered on PICME. The nurse can also help you upload the document details on the official (Pregnant and Infant Cohort Monitoring and Evaluation) software. Registration Objectives The Tamil Nadu government created this website in an effort to make things easier for expectant mothers. Women who are engaged in this programme will have their care supervised by neighbourhood nurses throughout their pregnancy. Both the mother and the child will benefit from this, which will also improve their general health. This is such a wonderful initiative by the TN government to take care of maternal health, female empowerment and clean delivery practices Birth Certificates Obtaining a birth certificate for any child born from a mother having PICME registration is simple. After birth, the expectant mother can provide the RCH ID to obtain a birth certificate for the newborn quickly. Tamilnadu PICME Login Benefits The online pregnancy registration tool would help the state track pregnant women’s needs and difficulties once a woman had enrolled for the programme. The programme links these women to neighbourhood medical facilities like clinics and hospitals. Under this programme, local nurses will check on pregnant mothers to guarantee the health and safety of both the mother and the child. Hence, the equipment guarantees total care for both mother and kid. The RCH ID is obtained by PICME ladies. An RCH ID is required for TN birth certificates. Birth certificates are therefore made simpler by the registration. The pregnant woman will benefit financially and have easier access to care thanks to PICME registration. Tennessee’s IMR and MMR are recorded on the website. A pregnant woman may join the plan after giving birth. Second-time mothers might go through it again. Dr. Muthulakshmi Reddy Maternity Benefit Scheme In addition to providing access to good healthcare during pregnancy, expectant mothers registered under PICME having financial requirements can avail benefits under the Dr. Muthulakshmi Reddy Maternity Benefit Scheme. Under the scheme, the Tamilnadu government provides financial assistance up to Rs. 12,000 for expectant mothers as under: Every pregnant woman will receive the first installment of Rs. 4000. This avails all required health services during the 7th month of pregnancy. After the delivery, the mother will receive the second installment of Rs. 4000. This is available for the mothers who deliver in Government or Local Body Institutions. The third installment of Rs.4000 will be given to the mother on completion of the third dose of DPT, Hepatitis, and Polio vaccine for the child. PICME registration is mandatory for obtaining the above benefits and financial assistance under the Dr. Muthulakshmi Reddy Maternity Benefit Scheme. PICME Registration Eligibility There are only 2 points to keep in mind: The lady applying should be pregnant They should be residents of Tamil Nadu Why PICME 2.0? The programme has been entirely digitised, which means that all information pertaining to pregnancy and child care is kept on an electronic database. This makes it simple to monitor a pregnant woman’s and a newborn’s health. Online registration is now available to expectant mothers via the PICME website or mobile application. This lessens the requirement for in-person visits to healthcare facilities and contributes to maintaining social distancing. The system offers dashboard-based real-time monitoring of expectant mothers and babies. This aids in locating high-risk situations and delivering prompt interventions. Improvements to the PICME mobile app have many features including a chatbot for all questions, e-books on pregnancy and so on. Documents Required for PICME Login Registration in Tamilnadu Voter ID Valid Passport Aadhar Card Ration Card Marriage certificate Driving License Bank Passbook Job Card of MGNREGS Chief Minister Comprehensive Scheme’s Health insurance card  PICME Login Registration Procedure The mother can self-register online by going to the following website, https://picme.tn.gov.in/picme public, and filling out the necessary information in the required fields.  You will receive an appreciation and your Pre-registration ID once you have finished the above steps. By visiting the e-Seva centre closest to the expectant mother’s home, she can pre-register her pregnancy for free. Using the Call Center you can pre-register over the phone by dialing 102, which is a toll-free number. Through the government’s public health system, the pregnant mother can pre-register at the nearest government hospital.  Tamilnadu PICME Registration Online Please visit the official PICME website and a homepage will load. On the

When you buy a property, it is very important to check if there are any legal complications associated with it. If you are wondering how as a buyer you can get access to this information, then an Encumbrance Certificate (EC) will help you find out if there are any charges created on the property. What is an Encumbrance Certificate? If a property is purchased by availing a mortgage or if it has been pledged, the lender will add a “Lien” or a charge to the property. This will ensure that the borrower/property owner does not sell the property until the mortgage is paid in full. An Encumbrance Certificate is a legal document which will help you find out if there are any charges made on the property – financial or legal. You can avail an EC by visiting the respective Sub-Registrar’s Office. The Encumbrance Certificate in India is one of the mandatory documents that is used in the house property transaction. It acts as evidence that the property has a free title and ownership.  When an individual is buying a house the encumbrance certificate can be used to see whether the property is free from legal and monetary liabilities. This encumbrance certificate ensures that the person has total ownership rights over the property and is free from any liabilities. If any property is purchased by availing a mortgage or in case if it has been pledged then the lender will add a Lien to the house. This ensures that the owner of the property cannot sell the property until the mortgage is paid. Why is an Encumbrance Certificate Required? Before buying a property, you must ensure that the property has a clear title. Getting an Encumbrance Certificate will assure you that the property you wish to buy is free from such financial or legal liability. If you notice a charge on the EC, it is important to rectify it before you make the purchase. It will also help you find out if there are any existing owners who can legally claim the property. Apart from that, if you are planning on availing a loan to buy a property, an EC is one of the documents you will be required to submit to your lender. Importance of the Encumbrance Certificate It is very necessary to ensure that the property an individual wishes to buy has a clear title. Getting the encumbrance certificate assures that the property the person wishes to buy does not have any liabilities. If notice is charged on the encumbrance certificate, then it is very important to rectify it before the property is purchased. This EC will also help in finding out whether any existing owners can legally claim the property. Also, a loan can be availed to buy the property if the lender is provided the Encumbrance certificate and relevant documents. Types of Encumbrance Certificates There are two types of encumbrance certificates. They are: Form 15 Form 16 The sub-registrar’s office issues an encumbrance certificate on Form 15 if a property has any encumbrances during the period for which the applicant has sought a certificate. While a nil-encumbrance certificate is issued on Form 16 by the same office if a property has not registered any encumbrances during the period for which the applicant has sought a certificate What is a Nil Encumbrance Certificate? While applying for the Encumbrance Certificate the applicant is asked to specify the period for which the information is needed. If no charges are placed on the property during this requested property, then a Nil Encumbrance Certificate is issued. This means that no one of the lenders has placed a lien on the property during that requested period. What Documents Required to obtain an Encumbrance Certificate in India? Property details Deed details The property sale deed/gift deed/ partition deed/ release deed if the deed has been executed previously. The deed number that is obtained on registration contains the date and book number along with the signature of the applicant. Property registration document. Address proof of the applicant. Please visit the nearest Sub-registrar’s office to know more about the encumbrance certificate in the region. How to obtain the Encumbrance Certificate in India online? The application for obtaining an Encumbrance certificate should be made in Form 22. This form is available on the respective state’s official land registration site. Attach this application with Rs. 2 stamp paper, an attested copy of the address proof, the purpose of why the certificate requirement, and the details of the property and the title. The prescribed fees also need to be paid along with the application. Once the application is filed the inspector will inspect all these transactions that have occurred against the property in a particular period. The sub-registrar will issue an encumbrance certificate in Form No.15 with all the transactions in a specified period. A nil encumbrance will be issued in Form no.16. The Encumbrance certificate is issued generally between 15-30 days from the date of the application. The requisite fees for the certificate start with Rs.100 and go up based on the validity of the certificate. Also, the fees vary from state to state including the rules and regulations. As the certificate is issued in the regional language it can also be obtained in English but an additional fee needs to be paid for it. Both encumbrance certificate and possession certificate should be obtained as proof of the ownership of the property. How to apply for an Encumbrance Certificate offline? Visit the sub-registrar’s office (the jurisdiction depends on the location of the property) Submit the duly filled Form 22. Enter the details including the name of the seller and buyer, the property details, the type of documents that are required. Payment of the required fees at the counter. Practice area’s of B K Goyal & Co LLP Income Tax Return Filing | Income Tax Appeal | Income Tax Notice | GST Registration | GST Return Filing | FSSAI Registration | Company Registration | Company Audit | Company Annual Compliance |

The Webland portal, the Revenue Department of Telangana Government made the land records online. Thereby it is helpful to get all the necessary and accurate data from a single online portal called “WEBLAND”. All lands, the records of which are seeded with Aadhaar number, can be digitally mapped using Google Maps so that the extent of land of respective person could be fixed appropriately in the given survey numbers. Advantages of Webland Telangana Webland Telangana service solves the problem in the distribution of land across the state of Telangana. It is helping the government to use the technology for clearly demarcating the land based on the ownership of the individual persons. Even the common man can use the technology to identify the borders of their land so that they are not using the land possessed by others. This online service is helping the farmers who are having a large quantity of land, and their land is quite close to each other. This feature will help them to detach their land from other farmers. As the new data is always continuously updated, all the details which are available over the portal will be updated with the latest data. Banks in Telangana now utilising the revenue records which are available online to verify the correctness of the records before sanctioning loans to applicant farmers. Services available at Webland Land records Pahanis Pattadar passbooks of all types of lands How to Login to Webland? Step 1: To access the Webland Portal, please click on this URL http://webland.ap.gov.in Step 2: You have to enter the User ID, Password and the District @ Login and click on Login to enter into Home Page of Webland. Once you are successfully logged into the portal, the below homepage, services available in this portal are listed below. Administration Master Directories Landholdings Mutations Report/Checklist Download Land Distribution Report via Webland Telangana Step 1: First visit to the given link. http://webland.ap.gov.in/ Step 2: You have to select your district name, Mandal name, village name, phase name, and after that the survey number. Step 3: After filling this information, you have to click on the generate option. Step 4: Now, you can take the printout. Aadhaar Seeding to Android Application A web-based Android application was developed for Aadhaar seeding to the Khata numbers in Webland database. Instructions to install this app and aadhaar seeding to Khatta number is given here. Khata Number : A Khata is essentially a revenue document, detailing the assessment of a property, recording details about the property such as size, location, built-up area, and so on for payment of property tax. Step 1: Download UID Seeding Android Application (V2.0).The link is available on the home page of Webland. Installation of Android Application Step 2: Click on the .apk file to install the android application. Select Package installer and then install option. Launching of Android Application Step 3: Click on the “UIDSEED Live” icon from the available applications on the device. Step 4: Login into the application To login into the application, you will need to enter the village code (7 digits) of the concerned village, user id and password. Note: The applicant should enable Internet for login for the first time for a village. Step 5: Application will open with the following options. Seed Aadhaar Upload to Aadhaar Dashboard Download Sign out Seeding Aadhaar numbers – Online and Offline Step 6: Click on “Seed Aadhaar” option to view the list Khata numbers pending for Aadhaar seeding as on date in data to Seed Khata number search option also provided to pick up a selected Khata number. Step 7: Click on a particular Khata number to seed the Aadhaar number as shown in the screen. Validations to check the following conditions: Aadhaar number should not be empty if Aadhaar number is available. Aadhaar number should be 12 digits if Aadhaar number is available. Valid Aadhaar number if Aadhaar number available. Mobile number should be 10 digits if mobile number available Step 8: Enter valid Aadhaar number after verifying the name on the Aadhaar card and name in Webland. Step 9: If Aadhaar seeding is not possible, you will need to click the checkbox to select the reason from the drop-down for not seeding the Aadhaar number to that khata number. Step 10: Click on the checkbox, a drop-down enables with the following option. You need to select the appropriate option. Death Double Khatas Non Residential Sold out Non-Traceable Khatedars Notional Khata Land Step 11: Enter the mobile number of Pattadar if a mobile number is available. Step 12: Click on the checkbox if the mobile number not available. Step 13: Click the “Save” button after entering all fields. If internet connection available, the data will be sent to Webland server immediately, and a message as “Aadhaar seeding successfully finished “will be shown on the screen. If internet connection not available, the data will be saved in local memory in the device temporarily until these records synchronized to Webland server after connecting to the internet. Synchronizing Offline data to Server Step 14: Click on “Upload to Server” option to view the list of Khata numbers for which Aadhaar numbers entered offline Step 15: Click on each record to update the data to Webland server. Note: The applicant should enable the Internet for updating the offline data. Download the new records Step 16: Click on “Download option to fetch the new records for Aadhaar seeding from Webland server. Note: The applicant should enable the Internet for downloading the data. Step 17: Before downloading new records, you need to sync all the records in the local database. If records are pending for synchronization, it will ask to redirect to the upload to the server page on clicking “Yes” option. Step 18: If there are no pending records in Upload to Server screen, then, it will ask for downloading new records. Click of “Yes” to download the new and they will be added to the records in seed Aadhaar screen. Step 19: Click on “Dashboard” option to view the seeding progress. Step 20: Click “Sign out” option and then “Yes” to exit from the application. Pattadar Pass Book on Webland Step

In India, the Government introduced the caste-based reservation system to address the issues of discrimination experienced by the disadvantaged communities. The primary objective of the reservation system in India is to uplift the socio-economic status of those underprivileged communities designated by the Government as Scheduled Caste (SC), Scheduled Tribe (ST), and Other Backward Class (OBC). However, the people belonging to the OBC community and the General Category are provided equal opportunities in every field. Therefore, to avail the benefits of the reservation, the Other Backward Class (OBC) is sub-categorized as Creamy Layer, and Non-Creamy Layer wherein the people belonging to non-creamy layer should obtain the OBC caste certificate to benefit from the facilities offered by the government. Prime Minister V.P. Singh introduced the Non-Creamy Layer Certificate, also known as the Other Backward Class Certificate, in 1993. Within the Central Government and Public Sector, a portion of jobs were allocated to people with this certificate.IITs and IIMs also offer certain allocations to students with Non-Creamy Layer Certificates. The Tahsildar of the concerned State Government issues Non-Creamy Layer Certificates. The NCL Certificate process varies from state to state. Creamy and Non-Creamy Layer Difference The non-creamy layer sector is differentiated from the creamy layer based on the annual family income. The creamy layer or the non-creamy layer certificate is issued for the people belonging to the OBC community based on their socio-economic status. Apart from the income, there are specific other criteria to be considered for government servants to fall under the non-creamy layer. This was done to distribute the benefits of the reservation among the weaker sections of the Backward Class. The creamy layer is not applicable for any of the benefits of the reserved category as they are treated equally as the General Category whereas the non-creamy layer is called merely as the OBC (Other Backward Class). Criteria for Non-Creamy Layer The annual income of the parents that includes salaries as well as income from other sources should not exceed Rs. 8 Lakhs. None of the parents of the recipient should be a Group A / Class I Officer under the Central / State Government. None of the parents of the recipient should belong to any service in any PSU, Bank, Insurance Company, Educational Institution or in private employment, comparable with Group A / Class I service under Central / State Government or holds any Constitutional post. The person will be treated as belonging to non-creamy layer if none or only one of the parents is a Group B / Class II Officer under the Central / State Government. The person will be treated as the non-creamy layer, if none or only one of the parents belong to any service in any PSU, Bank, Insurance Company, Educational Institution or in private employment, comparable with Group B / Class II service under Central / State Government. A person will not come under the non-creamy layer if parents of whom only the father is a Group-B officer gets into Group-A at the age of 40 or earlier. For government employees, only their cadre in the office is the criterion for non-creamy layer status and not the income limit. All other government servants who are having income greater than 8 lakhs are still eligible for the OBC non-creamy layer certificates if they fall under class 3 cadre under Central or State Government. Eligibility Criteria The applicant should be a citizen of India. The applicant should be a permanent resident of Madhya Pradesh. The applicant must belong to OBC category to be eligible. The annual income of the applicant’s parents (in case of minor) or the annual income of the applicant’s family should not exceed Rs.8 Lakhs including the income from other sources (Land, property, business). However, the agricultural income is not included under consideration. Documents Required For proof of caste –Record of immovable property recorded in the name of family member in which the caste is mentioned or the caste certificate of a family member after the year 1996. In case of the year 1984 or before, residence related proof for the family in Madhya Pradesh –Record of immovable property registered under the name of government service / voter identity card. Photocopy of academic qualification certificate of the applicant himself. Enclose self-declaration regarding the date of caste and residence. (Mandatory) For certification of income, attach the Tahsildar / letter issued by employer or an affidavit. (Mandatory) For minor children, attach the self-attested copy by the revenue officer (who is not below the rank of Tehsildar) of the area where the property or the agricultural land is situated. Benefits of Non-Creamy Layer Those belonging to the Non-Creamy Layer are eligible for all the benefits provided by the Government and other sectors for the reserved category, unlike the Creamy Layer. Compared to the Creamy-Layer, Non-Creamy Layer section has better access to education, employment and sponsors of the government. Competent Authority The Sub-Divisional Officer of the Revenue Department is the Designated Officer for the issuance of a certificate. First Appellate Authority – District Collector / Additional Collector Second Appellate Authority – Divisional Commissioner, Revenue Note: The first appeal should be submitted within the time limit of 30 days of the decision of the office-bearer officer. The second appeal should be submitted within 60 days from the decision of First Appeal Officer. Processing Time For the urban areas – 30 working days For the rural areas – 30 working days Validity- Non-Creamy Layer certificate does not have fixed validity period. Currently, the certificate issued by the authority has the validity of 3 years from the date of issuance. Application Procedure for Madhya Pradesh Non-Creamy Layer Certificate: Online Process: The applicant can apply online for the Madhya Pradesh Non-Creamy Layer Certificate using the MP e-District portal. Step 1: Visit the official website of Madhya Pradesh e-District. Click Citizen Login on the home page and then click proceed. Step 2: Under the certificate services, click OBC Certificate Step 3: Services can be obtained from the MP e-District portal using the Base number or the mobile number that is registered with the Aadhar card.

Aaple Sarkar Portal is an online platform that has been established by the Government of Maharastra Government to facilitate citizen-centric services under a single portal. Aaple Sarkar portal provides a host of features and relevant information about the Maharastra Government and its many departments and services offered. Aaple Sarkar Portal is an online platform that has been established by the Government of Maharastra Government to facilitate citizen-centric services under a single portal. Aaple Sarkar portal provides a host of features and relevant information about the Maharastra Government and its many departments and services offered. In this article, we look at the multiple services offered by the Aaple Sarkar Portal in detail. Objective The Aaple Sarkar Portal aims for the Development of the State, Citizen Services Portal and the Workflow Management & Content Management platform to various schemes and services. Details Of Aaple Sarker Portal Name Aaple Sarkar Portal Launched by Maharashtra Government Beneficiaries Residents Of Maharashtra Objective Providing income certificate Official Website https://aaplesarkar.mahaonline.gov.in/en Services Provided at Aaple Sarkar Portal Revenue Department Services Rural Development and Panchayat Raj Department Services Labour Department Services Water Resources Department Services Industries Department Services Skill Development and Entrepreneurship Department Services Forest Department Services Department of Registration and Stamps (IGR) Department of Co-Operation Marketing and Textiles Services Law and Judiciary Department Services Home Department Services Transport Department Services Industries Department Services Municipal Corporation of Greater Mumbai Services Housing Department Services- MHADA Housing Department – Building Repairs and Reconstruction Board Housing Department – Slum Rehabilitation Authority Maharashtra Jeevan Pradhikaran Urban Development Services Maharashtra Pollution Control Board Services Maharashtra Industrial Development Corporation Nagpur Municipal Corporation Social Justice and Special Assistance Department Medical Education and Drug Department – AYUSH Medical Education and Drug Department – MIMH Medical Education and Drug Department – DMER Tourism and Cultural Affairs – Gazetteers Department Agriculture Department Services School Education and Sports Department Public Health Department Home Department- Maharashtra Maritime Board Higher Education and Technical Department Revenue Department Under Revenue Department the online application has to be submitted through avail the list of certificates such as Income certificate, caste certificate, resident certificate, agriculture certification certificate, bonafide certificate, landholding certificate, widow certificate, etc. Labour Department The services that can be utilised under this labour department are listed out: Registration/ Renewal of Shop and Establishment Registration of New Labour License Registration of the establishment under the Building and other construction wage Act. Food & Public Distribution System (PDS) It facilities the user with the services such as adding a member’s name in a ration card, APPL, BPL, AAY change in wrong card category in ration card, Modifications on ration cards, new ration card. Agriculture Department Under the Agriculture Department, the below listed are the various services that can be availed. Soil & water sample testing Testing of Fertilizer sample and Insecticide Sample Issue licence to operate the business of Dealer in seed (State Level) Issue licence to operate the business of manufacture and Dealer fertilizer (State level) Duplicate Migration Certificate Duplicate Agri Technical Diploma Certificate and Marksheet (3-year Semi English Medium) Inspection of Production Parts of Agricultural Seeds Import Certificate for Productivity Planting Material Transport Department Under the transport department, any new vehicle owner can register their vehicle by filing online registration form purchased from the showroom. Aaple Sarkar Portal Features Citizens can apply and submit their application form online from anywhere, anytime. Citizens can verify or track the status of their application by entering the application ID in the Application Tracking module. Uploading of supporting documents for easy transparency and verification. Applicants will receive e-mail or SMS alerts at various stages of application processing. Direct benefits to the registered applicants Aadhaar linked Bank Account. Easy sanctioning of all requested application for Sanctioning Authority Creation of Role Based Login ID and Password. Transparency in the monitoring of Scholarship by the Department of State Government or even both. Benefits of Aaple Sarkar Portal Services provided at the doorstep of citizens Time-saving Easy access to services User-friendly Quick services Important Documents of Aaple Sarkar Proof of Identity PAN Card Voter ID Card Passport Aadhaar Card Driving License Government/Semi-Government ID Proof MNREGA Job Card RSBY Card Proof of Address Ration Card Passport Aadhaar Card Driving License Voter ID Card A Property Tax Receipt Property Agreement Copy Water Bill Electricity Bill Telephone Bill Rent Receipt Procedure to Apply for Services Access the Portal Step 1: The applicant has to access the official portal of Aaple Sarkar to avail all the services offered. New User Registration Step 2: In case the applicant is a new user of the Aaple Sarkar portal, then have to register in the portal to receive all the services provided by the government. Now click on the Aaple Sarkar Online Portal link on which redirects to another page. Click on the “New User” tab for the New User Registration. Applicant Full Name Desired Login Name Taluk Aadhaar number Mobile Number e-mail Address Applicant’s Address Password City Step 3: After entering all the details, the applicant has to click on the “submit” button. Step 4: Enter the one time password and click the confirm button. Step 5: After Confirmation, a confirmation email will be sent to the registered mail ID. Click on the activate link to activate your account. The account will be activated on clicking the activation link. Login to Portal Step 6: To portal login, the applicant has to enter the login id, password and enter the captcha and then you need to click on the “Submit” button. Step 7: Now, the applicant is eligible to request and apply for any of the services which are available at the portal. Apply for Services Step 8: The applicant has to select the required service from the list of services available under the option. Step 9: Read all the guidance there and click on the ”Continue” tab to open a validity online application form. Upload Required Documents Step 10: Now fill in the online application form completely, provide all the correct details of all the applicant, their properties and assets along with all the required documents. Acknowledgement Number Step 11: After filling the application form, the

Government of India has launched Pradhan Mantri Suraksha Bima Yojana in the year 2015. Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an accident Insurance Scheme offering accidental death and disability insurance cover for death or disability on account of an accident. The scheme is administered through Public Sector General Insurance Companies (PSGICs) and other General Insurance companies in India. Benefits of PMSBY Benefits of Pradhan Mantri Suraksha Bima Yojana are discussed here. Annual premium under PMSBY is only Rs.12 Insurer can avail deduction under Section 80C for the premium paid. Under section 10 (10D) of Income Tax Act, PMSBY sum received up to Rs.1 lakh is tax-free. Sum Insured under PMSBY um Insured under Pradhan Mantri Suraksha Bima Yojana is valid for one year, sum insured is tabulated here. S.No Death and Disability Sum Insured 1 Death (Death due to murder is covered) Rs.2 Lakh 2 Total and irrecoverable loss of eyes Rs.2 Lakh 3 Loss of use of both hands or feet Rs.2 Lakh 4 Loss use of one hand or foot and loss of one eye Rs.2 Lakh 5 Total loss of sight of one eye Rs.1 Lakh 6 Loss of use of one foot or hand Rs.1 Lakh Premium Premium for Pradhan Mantri Suraksha Bima Yojana is Rs.12 per annum for each member. Under this scheme, the premium will be deducted by banks from the eligible person account through auto debit facility. Premium will be deducted in one instalment on or before 1st June of each annual coverage period. Bank will remit the amount due to the Insurance Company in that month itself. In cases auto debit takes place after June first, the cover will commence from day one of the month following the auto debit. The premium can be reviewed based on annual claims experience. Eligibility Criteria for PMSBY Resident of India who having Adhaar card can apply for this scheme. Age of the citizen should be 18 to 70 year/ Applicant should have a valid savings account in any banks in India. Aadhaar would be the primary KYC for the bank account. Take PMSBY Policy Eligible applicant need to approach any one of the PMSBY participating bank or insurance companies. Fill application duly and submit to bank officer to subscribe this scheme. You can also take the policy through internet banking. Termination of Insurance cover Insurance cover will be terminated on attaining age 70 years. In case of closure of Bank account If the member is not maintaining sufficient balance to keep the insurance in force, the cover will be cancelled. In case a beneficiary is covered under more than one premium by the Insurance Company inadvertently, insurance cover will be restricted to any one of the premium and remaining premium shall be liable to be forfeited. PMSBY Insurance Policy Claiming Procedure Documents required for claiming The following documents need to furnished to corresponding bank in order to claim In case of Death of insured Original FIR or Panchnama in case of death of insured Post Mortem Report Death Certificate In case of permanent disablement Original FIR/ Panchnama Disability Certificate issued by a Civil Surgeon Discharge certificate in the enclosed format Procedure for Claiming Step 1: Insure person or nominee (in case of death of insured) contact the bank branch where account held. Step 2: Submit a duly completed PMSBY Insurance Policy claim form. tep 3: Claim form need to be submitted within 30 days from date occurrence of the accident by claimant or nominee. Step 4: Bank officer will verify account details, nomination and auto debit particulars. After certifying the claim form, officer will forward to the concerned insurance company within 30 days of the submission of the claim. Step 5: Claim will be processed within 30 days of its receipt from the Bank by the concern insurance Company Bank Step 6: The admissible claim amount will be remitted to the Bank Account of the insured or nominee. Step 7: Nominee has to pay claim amount to the legal heirs of the insured on production of Succession Certificate and Legal Heir certificate from the Competent Court or authority. 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Encumbrance Certificate or EC is an important property document that provides references to any liabilities in the form of a mortgage or a loan against the property, that has not been cleared. Encumbrance certificate also contains details of all the transactions in a property. Before purchasing a property, it is important to obtain the encumbrance certificate and ensure there are no hidden liabilities.  Inspector General of Registration (IGRS) Tamil Nadu or TNREGINET is an online portal developed by the Government of Tamil Nadu to simplify the registration process (marriage, birth, death, firm, chit fund, etc.). You can also check or search for encumbrance certificate through this portal. The portal also has detailed information on stamp and registration fees pertaining to various categories. Other than these, you can also check for property valuation through TNREGINET. Encumbrance Certificate (EC) Encumbrance Certificate is required for those purchasing a property and for those applying for a loan against property. EC contains all the transactions registered with the Registration Department, relating to a particular property for a certain period. Hence, EC helps a person ascertain the commercial transactions that happened to a property over a long period of time, as per Government record. Typically, banks and financial institutions request the borrower to furnish 10-15 years of EC. In some cases, this can also be extended for up to 30 years. Online Encumbrance Certificate in Tamilnadu In Tamilnadu, application for obtaining EC for a property can be submitted online through the Tamilnadu Registration Department website. EC can be obtained in Tamilnadu, within a week of application. The computerisation of EC records has made the entire process easy and fast. The following information must be submitted by the applicant to obtain EC:  Applicant Information Name Email Phone for which EC is required Address Property address details for which EC is required Street Name Village Zone Sub-Registrar Office District Property details Old Door No. New Door No. Plot No. Extent Boundaries Survey No. Ward Block Division Tamil Nadu EC Search Step 1: Log in to Inspector General of Registration (IGRS) Tamil Nadu official website at TNREGINET Portal. Step 2: On the left-hand side of the page, you will find “E-Services” tab on the menu bar. Step 3: Put your cursor on it; it will show “Encumbrance Certificate”. Step 4: Move your cursor to “View EC” and click on it. Step 5: You will be redirected to another page where you have to select from two options— “EC” or “Document-wise”. Step 6: If you select “EC”, you have to fill in the required fields, including zone, district, Sub-Registrar Office, EC start date, EC end date, and village, among others. Step 7: Enter the captcha and click on the “search” button to check the concerned EC certificate. Step 8: Alternatively, you can view a certificate by selecting the “Document-wise” option. Step 9: Upon selection, fill in the required fields, including Sub-Registrar Office, document number, year, and document type. Step 10: Enter the captcha and click on the “search” button to check the concerned EC certificate. FAQs Where can I view the transaction status for my e-payment? Use this path to check your transaction status – E-services-> E-Payment-> Payment-> Payment status. Is there any particular timeline to get the encumbrance certificate? As per the Standing Order 979(ii), with respect to the offices and period, which is not computerised, the encumbrance certificate shall be completed and issued within 4 days from the date of application submission. For computerised period, the encumbrance certificate will be issued right away. Why is it important to have encumbrance certificate? With encumbrance certificate, you can get detailed information on previous transactions, which will help you achieve proper entitlement of the concerned property. Hence, it’s always recommended to get encumbrance certificate. Practice area’s of B K Goyal & Co LLP Income Tax Return Filing | Income Tax Appeal | Income Tax Notice | GST Registration | GST Return Filing | FSSAI Registration | Company Registration | Company Audit | Company Annual Compliance | Income Tax Audit | Nidhi Company Registration| LLP Registration | Accounting in India | NGO Registration | NGO Audit | ESG | BRSR | Private Security Agency | Udyam Registration | Trademark Registration | Copyright Registration | Patent Registration | Import Export Code | Forensic Accounting and Fraud Detection | Section 8 Company | Foreign Company | 80G and 12A Certificate | FCRA Registration |DGGI Cases | Scrutiny Cases | Income Escapement Cases | Search & Seizure | CIT Appeal | ITAT Appeal | Auditors | Internal Audit | Financial Audit | Process Audit | IEC Code | CA Certification | Income Tax Penalty Notice u/s 271(1)(c) | Income Tax Notice u/s 142(1) | Income Tax Notice u/s 144 |Income Tax Notice u/s 148 | Income Tax Demand Notice | Psara License | FCRA Online Company Registration Services in major cities of India Company Registration in Jaipur | Company Registration in Delhi | Company Registration in Pune | Company Registration in Hyderabad | Company Registration in Bangalore | Company Registration in Chennai | Company Registration in Kolkata | Company Registration in Mumbai | Company Registration in India | Company Registration in Gurgaon | Company Registration in Noida  Complete CA Services CA in Delhi | CA in Gurgaon | CA in Noida | CA in Jaipur | CA Firm in India RERA Services RERA Rajasthan | RERA Haryana | RERA Delhi | UP RERA

PICME or Pregnancy and Infant Cohort Monitoring and Evaluation (PICME) is a system deployed by the Tamilnadu government to track all pregnant women. Pregnant women can register on https://picme.tn.gov.in/ right from the inception of pregnancy until obtaining a birth certificate for the newborn. Persons registered under PICME are provided with a 12 digit RCH ID, which is being used to track all aspects of the pregnancy by the Public Health Department. PICME Registration Expectant mothers can get PICME registration through the nearest government health care centers, hospitals, and primary health care centers. Expectant mothers can also contact the local nurses or Aanganwadi center workers for collecting the 12 digit registration code. Finally, the application is also available at all village level CSC (Common Service Centers). Once registered on the system, the expectant mothers can also avail benefits under the RCH scheme. During the ante-natal stage, the local nurses will monitor the mothers registered on PICME. The nurse can also help you upload the document details on the official (Pregnant and Infant Cohort Monitoring and Evaluation) software. Birth Certificates Obtaining a birth certificate for any child born from a mother having PICME registration is simple. After birth, the expectant mother can provide the RCH ID to obtain a birth certificate for the newborn quickly. Why PICME? Under the Reproductive and Child Health (RCH) scheme, a woman can register herself with PICME once she knows about her pregnancy. Once a woman successfully registers and gets the PICME number, a twelve-digit RCH id is provided to her. By getting the RCH ID, women can get several facilities under the RCH scheme. A pregnant woman gets surveillance by local nurses, who take care of the health and hygiene of a woman during their pregnancy and ensure the safety of the pregnant woman and her child. A pregnant woman can connect to the local healthcare centre or nearer Anganwadi to get any kind of help or guidance during the pregnancy period. The nurses from the healthcare centre also guide you to fill out the registration form and with other technical issues.   Government can monitor and track pregnant women through PICME and get an idea about the maternal needs in the state. Local nurses provide regular check-ups and medicines to pregnant women.  Getting a birth certificate for your child has now become very easy through the PICME number, and the Tamil Nadu government has now made it a compulsory requirement of the PICME number to get a birth certificate for a child.  If you don’t register your PICME number earlier then you can do it even after the delivery of your child. PICME helps the government to track Maternal Mortality Rates and Infant Mortality Rates. Pregnant woman. can get financial help from the government and other organisations. Dr. Muthulakshmi Reddy’s maternity benefit scheme This is a national maternity benefit scheme that funds needy and poor pregnant women to help them meet the expenses of their nutritious diet and other facilities during pregnancy. Under this scheme ₹18000 is payable in five installments.  INSTALMENT CONDITIONS AMOUNT 1. Instalment Prenatal registration on or before 12 weeks ₹ 2000         Benefit of kind First nutrition kit at the end of 3rd month ₹ 2000 2. Instalment After 4 months ₹ 2000       Benefit of kind Second nutrition kit ₹ 2000 3. Instalment After the delivering child to the government institute ₹ 4000 4. Instalment After completion of all 3rd doses of OPV/Rota/Pentavalent and 2 doses of IPV ₹ 4000 5. Instalment when Measles-Rubella vaccination is completed between the 9th and 12th month of their infants. ₹ 2000 Total amount ₹ 18000 How to get the PICME number? There are several ways to get your PICME number. Do self-registration on the official website of PICME. If you don’t have an internet connection, then you can visit the nearby ‘Seva Center’ that will help you register for free. You can call on toll free number 102 or email- [email protected] for registration. Steps for online registration  You can follow the steps mentioned below for online pre-registration. Step-1. Visit the official website for pre-registration by clicking the link picme.tn.gov.in/picme public. Step-2. Choose the option of pre-registration for pregnancy. Step-3. Fill in the details in the form like name, address, Pin code, email-id, and mobile number. Step-4. Select your preferred time from the slot provided to get in touch with Village Health Nurse (VHN). Step-5. Click on the button ‘generate OTP’ after entering your mobile number and also enter the captcha code. Step-6. Enter the OTP you got via SMS in your entered mobile number to verify. Step-7. Click on the save button to submit your registration form. Step-8. Once you save the form, an acknowledgment will be displayed which shows you the PICME number in it. Print the acknowledgement. FAQs How do I find my PICME number? The PICME number is assigned to each pregnant woman registered in the PICME system. You can find your PICME number by logging in to the PICME portal using your registered mobile number and password. What is the meaning of the PICME number? The PICME number is a unique identifier assigned to each pregnant woman registered in the PICME system. It is used to track the progress of the pregnancy and ensure timely and quality healthcare for expectant mothers and infants. What is the importance of registering pregnancy? Registering a pregnancy is essential for ensuring proper medical care, required screenings and assistance to pregnant women. Registering also helps decrease the mortality rate of pregnant women and infants. Practice area’s of B K Goyal & Co LLP Income Tax Return Filing | Income Tax Appeal | Income Tax Notice | GST Registration | GST Return Filing | FSSAI Registration | Company Registration | Company Audit | Company Annual Compliance | Income Tax Audit | Nidhi Company Registration| LLP Registration | Accounting in India | NGO Registration | NGO Audit | ESG | BRSR | Private Security Agency | Udyam Registration | Trademark Registration | Copyright Registration | Patent

As part of the Digital India program and to ensure Ease of Doing Business, the Directorate General of Foreign Trade (DGFT) has planned to launch a new DGFT platform. The DGFT, vide its trade notification dated 25th June 2020, has announced that the first phase of the DGFT’s new digital platform will Go-Live on 13th July 2020. This upgraded DGFT platform will become accessible through the Existing DGFT website. The primary objective of this initiative is to revamp the DGFT service delivery mechanisms and to promote and facilitate foreign trade. The Gist of DGFT Trade Notification The Directorate General of Foreign Trade (DGFT) has upgraded to a new DGFT platform to simplify business services and make them better for traders. DGFT has notified that the DGFT will be offering services related to the Importer Exporter Code (Digital Delivery of IEC) in the first phase. All other online services will be rolled out after the first phase stabilizes. DGFT also informed that for the go-live of the first phase and the required systems configurations, the IEC applications and modification process would be suspended from 3:00 pm on 10.07.2020 till 13.07.2020. Stakeholders are requested to plan the IEC services. Earlier DGFT – Director General of Foreign Trade Directorate General of Foreign Trade (DGFT), formerly the Chief Controller of Imports and Exports (CCI&E), is India’s official administrating body for imports and exports. It is an attached Department of Ministry and Commerce office in New Delhi. Its zonal offices are in Delhi, Mumbai, Kolkata, and Chennai. DGFT is accountable for implementing the Foreign Trade Policy, with the primary objective of promoting the Nation’s exports Services offered by the New DGFT platform Services Related to Importer Exporter Code – First Phase From 13th July 2020, the trader can access the New DGFT Platform for obtaining the Importer Exporter Code (IEC), IEC Modification, and IEC amendments. Along with the IEC process, a virtual assistant – Chatbot will be available in the new platform to address the trader’s queries. All Other DGFT Services – Next Phase Once the first phase of the new DGFT platform stabilizes, the DGFT will offer the following service to traders in the next phase. Services related to Advance Authorization Services related to the Export Promotion Capital Goods (EPCG) scheme Exports obligation Discharge Procedure to Use the New DGFT platform DGFT User Registration For creating DGFT user ID, the IEC holders’ registered mobile number and Email ID are mandatorily required. The same will be authenticated by the OTP/email-based authentication process. Link Login ID with IEC According to the new DGFT platform design, the DGFT user needs to link the login IDs (DGFT User ID) to their specific Import Export Code. Linking user ID with IEC will be available post login through Digital Signature/Aadhaar-based e-Sign. Digital Signature (DSC)/Aadhaar-based e-Sign Digital Signature (DSC)/Aadhaar-based e-Sign will be required for the following services. IEC Application Modification of IEC Adding or updating the IEC-linked users Note: The trader needs to take necessary actions for procuring/updating the information on the Digital Signature (DSC) or Aadhaar. Apply for the DGFT Services The newly created user profile can be used to engage with DGFT and its services. As mentioned above, users can electronically apply for related Import Export Code, Advance Authorization, and Export Promotion Capital Goods (EPCG) schemes after logging into the portal. Along with the application following services will also be available for the trader. Amendments and Redemption Monitoring the status of the application Raising queries, Replying to the deficiencies All other services related to the Foreign Trade policy Practice area’s of B K Goyal & Co LLP Income Tax Return Filing | Income Tax Appeal | Income Tax Notice | GST Registration | GST Return Filing | FSSAI Registration | Company Registration | Company Audit | Company Annual Compliance | Income Tax Audit | Nidhi Company Registration| LLP Registration | Accounting in India | NGO Registration | NGO Audit | ESG | BRSR | Private Security Agency | Udyam Registration | Trademark Registration | Copyright Registration | Patent Registration | Import Export Code | Forensic Accounting and Fraud Detection | Section 8 Company | Foreign Company | 80G and 12A Certificate | FCRA Registration |DGGI Cases | Scrutiny Cases | Income Escapement Cases | Search & Seizure | CIT Appeal | ITAT Appeal | Auditors | Internal Audit | Financial Audit | Process Audit | IEC Code | CA Certification | Income Tax Penalty Notice u/s 271(1)(c) | Income Tax Notice u/s 142(1) | Income Tax Notice u/s 144 |Income Tax Notice u/s 148 | Income Tax Demand Notice | Psara License | FCRA Online Company Registration Services in major cities of India Company Registration in Jaipur | Company Registration in Delhi | Company Registration in Pune | Company Registration in Hyderabad | Company Registration in Bangalore | Company Registration in Chennai | Company Registration in Kolkata | Company Registration in Mumbai | Company Registration in India | Company Registration in Gurgaon | Company Registration in Noida  Complete CA Services CA in Delhi | CA in Gurgaon | CA in Noida | CA in Jaipur | CA Firm in India RERA Services RERA Rajasthan | RERA Haryana | RERA Delhi | UP RERA

Land records consist of several types of vital information such as sale deeds that are maintained by different departments. The documents also include Records of Rights, Tenancy and Crop Inspection Register (RTC), etc., and other information such as shape, soil, size, economic information pertaining to land use irrigation and crops. Bihar Records of Rights is an extract from the land records registers held by the Revenue Department of State Government. This land record (ROR) contains all information regarding the land property and history of holders of land. This land revenue document is a crucial indicator of the legal status of a property. The Bihar ROR register is maintained in the Revenue Departments for every village separately. Bihar Government digitised all land records online. Property or landowners in Bihar can easily access Government land records through the official website. Attributes in Bihar Records of Rights Changes in ownership Nature and limits of owner’s rights and conditions Mutation numbers Type of irrigation (such as Irrigated kind or Rainfed nature) Type of soil (agricultural or non-agricultural) Survey number of the land Area of the earth – fit for cultivation Details of charges of attachment and decrees as per the order of the civil court or revenue authorities If any aspects of pending litigations The field in possession of landholder and the classification of each area are entered from the Dag Chitha Details of pending loans for buying seeds, pesticides or fertilisers Information on the type of crops planted in the last cultivating season Aspects of tax paid or unpaid Details of the loan taken by the owner Importance of Bihar Records of Rights Importance of obtaining a certified copy of Bihar records of rights is described here: Bihar land revenue record (ROR) endorses the real owner of a land This land record ROR is helpful to detect false claim on the lands Usage of a certified copy of an extract of revenue records avoids the land grabbing Bihar record of rights (revenue record) can be used in the court litigations related to land/property Bihar records of rights will help holder to avoid any legal hassles in the future Uses of Bihar Records of Rights The following are some of the essential purposes of Bihar Records of Rights (ROR): In Bihar, ROR is used to check the ownership of an ancestral land or any other land. Extracts of ROR can be used to get details of land type, and the variety of activities carried out on land. Bihar ROR(revenue record) is a vital document to obtain information regarding an agricultural aspect of the land and its surrounding areas ROR (land records) is required at Registrar’s office when sale transaction of land (mutation) is being done. Bihar record of rights is one of the mandatory documents to raise farm creditor to apply for the loan from a bank. The court may need land records proofs in case of any civil litigation. Extract of ROR can be produced for this purpose. It is crucial to check the property card of the seller and ensure ownership of the area while buying land in Bihar, Buyer has to verify the ownership of the land (ROR) on which the flat is constructed while purchasing a flat Eligibility Criteria The certified copy of Bihar records of rights will be provided, if there are no disputes regarding its ownership and the concerned land should not Bihar Government land or any assigned land belonging to the Government. Get Bihar Records of Rights – Online Procedure Procedure to obtain a Bihar Records of Rights (ROR) is described in detail below: Step 1: Applicant needs to visit the home page of the Department of Revenue and Land Reforms Government of Bihar. Step 2: In this page, you need to select the अपना खाता देखे option. The link will redirect to new page. Step 3: The digital map of Bihar can be shown. You need to select the appropriate district. Step 4: By selecting the district, digital map of zones in Bihar will be displayed. The applicant needs to select the concerned zone. Step 5: In the new page the selected District, Subdivision and Zone name will be available. You can get the records of rights details by following methods: View all accounts of Mouja by name View all reports of Mouja as per Khasara number View account number View by Khesara number View account holder name Step 6: If you want to view all accounts of Mauja by name, filter Mauja list of the letters as shown. If you want to view by account number or Khasara number or name, the same will have to be provided. Step 7: Once you select and provide details click on account search option. The revenue record with details of Name of royalty, Father’s/, Husband’s name, Account Number, Khesara number, Authority record will be displayed. Step 8: Click on view option, the Bihar records of rights of the concerned person will be displayed. Step 9: By clicking on the print option, the certified copy of Bihar records of rights can be obtained. 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