Government Schemes

The Ministry of Housing and Urban Affairs (MoHUA) is a ministry of the Government of India with executive authority over the formulation and administration of the rules and regulations and laws relating to the housing and urban development in India. The ministry was under the charge of Venkaiah Naidu and was given to Hardeep Singh Puri when Naidu was elected Vice President of India. The Ministry became independent from the Ministry of Housing and Urban Poverty Alleviation in 2004,but was later re-merged with it in 2017 Major policies Impacting Urban Development in India 74th Amendment to the Constitution This 1992 amendment requires state governments to modify their municipal bylaws to empower Urban Local Bodies to function as institutions of self-governance. However, most Urban Local Bodies suffer from poor institutional frameworks and talent shortages. Moreover, the degree to which decision-making powers have been devolved in practice varies widely from state to state. Right to Fair Compensation and Transparency in Land Acquisition, Rehabilitation and Resettlement Act 2013. This legislation, commenced in 2014, establishes new rules for compensation, resettlement, and rehabilitation to facilitate the smooth functioning of the property market. However, the compensation mechanism for public land acquisition has been criticized as being unfair and unclear, while increasing the incubation time and increasing the overall costs of the project by as much as 5% in some cases. Since enactment, the majority of states have been unable to complete the land acquisition, and the act is currently under review. Pradhan Mantri Awas Yojana – Urban – PMAY(U) The Ministry of Housing and Urban Affairs (MoHUA) introduced the Pradhan Mantri Awas Yojana – Urban (PMAY-U) on 25 June 2015. The initiative aims to provide a pucca house to all eligible urban households by 2022 in order to address the lack of urban housing among the EWS/LIG and MIG categories, which includes those living in slums. The Union Cabinet has decided to extend PMAY(U) till 31 December 2024.   Highlights of PMAY Scheme: Subsidized Interest Rate – Enjoy a low 6.50% p.a. interest rate on housing loans for 20 years. Priority for Special Groups – Differently-abled and senior citizens receive preferential ground floor allocations. Eco-Friendly Construction – Sustainable and environmentally conscious technologies utilized in building. Pan-India Coverage – The scheme spans 4041 statutory towns, with initial priority given to 500 Class I cities in 3 phases. Early Credit-Linked Subsidy – Implementation of the credit-linked subsidy begins at the project’s inception, covering all statutory towns in India. Pradhan Mantri Awas Yojana Beneficiaries (PMAY) The beneficiaries under the PMAY scheme can be listed as follows: Beneficiary Annual Income Middle Income Group I (MIG I) Rs.6 lakh to Rs.12 lakh Middle Income Group I (MIG II Rs.12 lakh to Rs.18 lakh Lower Income Group (LIG) Rs.3 lakh to Rs.6 lakh Economically Weaker Section (EWS) Up to Rs.3 lakh Types of PMAY Scheme here are two sub-sections of the PMAY scheme which are divided on the basis of the area on which they focus: Pradhan Mantri Awas Yojana Gramin – The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) was previously known as the Indira Awas Yojana and was christened as PMAY-G in 2016. The scheme is aimed at the provision of affordable and accessible housing units to eligible beneficiaries in rural regions of India (excluding Chandigarh and Delhi). Under this scheme, the Government of India and the respective state governments share the cost of development of housing units in the ratio of 60:40 for plain regions and 90:10 for North-Eastern and hilly regions. Pradhan Mantri Awas Yojana Urban – The Pradhan Mantri Awas Yojana – Urban (PMAYU), as the name suggests, is focussed towards the urban areas in India. At present, there 4,331 towns and cities which are enlisted under this scheme. The scheme is set to function under three different phases: Phase 1: Under Phase 1, the government targeted to cover 100 cities in different states and UTs across the country from April 2015 to March 2017. Phase 2: Under Phase 2, the government targeted to cover 200 more cities in different states and UTs across the country from April 2017 to March 2019. Phase 3: Under Phase 3, the government targeted to cover the cities which have been left out in Phase 1 and Phase 2 and attain the target by the end of December 2024. Pradhan Mantri Awas Yojana (PMAY) Subsidy Calculator Pradhan Mantri Awas Yojana (PMAY) scheme aims to simplify the process of purchasing a home for the urban poor and weaker sections of society through EMIs at reasonable rates of interest. The rate of interest is comparatively much lesser than commercial rates, thus offering people subsidised loans. The total loan amount in rupees The rate of interest The total loan period in months Once the following details are submitted, click on the ‘Calculate’ option. This will give you the monthly installment or EMI payable in rupees. How to Get PMAY Interest Subsidy? Apply for a home loan from any listed lending institution asking for subsidy. The lending institution will review your application and you are eligible, your application will be sent to the Central Nodal Agency. Upon verification, if your application is approved and no discrepancies are found, the Central Nodal Agency will disburse the subsidy amount to the lending institution. This amount will be credited to your account by the lending institution which will lower your total loan amount. You can continue paying the EMIs towards the balance loan amount. FAQs How much time does it take to get the subsidy amount from PMAY? It usually takes around 3 to 4 months for the subsidy amount from PMAY to be credited to the beneficiary. This is subject to the verification process of the government. How long will the PMAY project last? The PMAY project is supposed to last until 2024. But this is the date, which ensures that all the regions in India have beneficiaries, who can avail the scheme. The construction and ultimately the beneficiaries moving in may take longer.

Common Facility Center (CFC) is a well-established phenomenon for promoting MSME clusters in India.A number of Ministries of the Government of India including the Ministry of MSME, Ministry of Textiles,Ministry of Food Processing Industries, Department for Promotion of Industry and Internal Trade,Ministry of Environment and Forest, Ministry of Rural Development, various State Governments as wellas national and international organizations have been implementing schemes/programs forestablishment of CFCs in India. It is estimated that over 1000 CFCs are either in operation or in variousphases of development across the country. Around 600 of those are in operation for more than a year.This study tries to understand the factors that create sustainable CFCs based on studying a sample of12 CFCs in sectors like bamboo, coir, gold, handloom, foundry, plastics, printing, etc. Objectives of the Scheme To establish Common Facility Centres (CFC) in various Powerloom clusters To provide pre-weaving, post weaving and other infrastructure facilities to Powerloom units, power loom weavers, power loom industry associations and other organizations allied with Powerloom industry. It is but natural that the field study witnessed that while some of the CFCs are running successfully,others are partially successful and yet others are not successful as of now. These CFCs are beingsupported by a host of different schemes including MSECDP, SITP, SFURTI, Special Program, etc.Objective of this study is to understand what are the factors that promote successful CFCs. Theselessons may pertain to conceptualization, design of CFCs, administrative processes for implementationand determinants of post CFC impact. Hence, this study will not to declare name of the CFCs and thecorresponding scheme/program and instead highlight the learnings. This is more so as our visit for aday to a CFC gives a tangential understanding to the entire story of the CFC and hence ourunderstandings can be partial too. Eligibility Criteria It is necessary to form a Special Purpose Vehicle (SPV) with a minimum of 11 members required to apply for the CFC scheme. The Members of SPV should be Powerloom Weavers, Master Weavers, Co-operative Societies, Private Entrepreneurs, NGO’s working for Powerloom Sector. The SPV registered under Companies Act, Co-operative societies, a trust, Limited Liabilities Partnership (LLP) Act, State Government/State Government Agencies are eligible for establishment CFC under the Scheme. The SPV should possess their own Land/Building (or) Leased Land/Building registered in favour of SPV for a minimum period of 10 Years. Operation of SPV In addition to the members of the SPV, the organizers should obtain written commitments from the users of the proposed facility so that its benefits can be further enlarged. The SPV must have a democratic constitution with an inbuilt scope for increasing the membership, including individual entrepreneurs or power loom weavers in future. The SPV is required to interact with the weavers and tie-up with the connected organizations like financial institutions, banks, market experts/market institutions, marketers, legal experts, Government machinery etc. •The SPV will prepare project report for setting up of the Common Facilities Centre/yarn depot, infrastructure etc. specifying the annual action plans and indicating the requirement of the cluster, activities and expected outputs, outcomes/deliverables time limit for completion of the projects. The SPV is required to send the proposal in the prescribed formats along with documents enlisted in the checklist to the concerned Regional Office of the Textile Commissioner. The Regional Office of the Textile Commissioner will examine the proposal and forward the same to the Office of the Textile Commissioner along with their recommendation within 30 days of the receipt of the proposal. The Office of the Textile Commissioner will further verify the proposal and place the same before the Project Approval Committee (PAC) within 60 days of the receipt of the proposal from the concerned Regional Office of the Textile Commissioner. The SPV will also submit physical and financial progress report periodically and also, completion report to the Textile Commissioner. After completion of the projects, the SPV will continue as a consortium for the power loom weavers to run and maintain the common facilities/infrastructure. The SPV is not supposed to charge the non-SPV members more than 20% of the charges they charge to their own SPV members towards the usage of Common Facility Centres since the Government of India subsidy is provided for the establishment of CFC. Other Conditions The proposals/projects more than one in a single cluster are allowed as per the requirement of the cluster without restricting the maximum subsidy limit per CFC. However, the SPVs of CFCs will not have any common Director, i.e., Director of one particular SPV of a CFC will not be a Director of any other SPV of CFC.  Owned Land/Building, Leased land/Building registered in favour of SPV for a minimum period of 10 Years is to be arranged by SPV before submitting the proposal for financial assistance from Government.  A minimum of 11 members is needed to form an SPV.  In case of any change in a project profile, the approval of PAC is to be obtained. Only TUF compatible machinery are eligible to install in the CFC.  In case of non-utilization of subsidy and delay in completion of the project, as approved by PAC, funds released would be recovered from the Executive Agency with simple interest at the rate of 10% per annum and the decision of PAC will be the final. Eligible Machines & Equipments Common Facility Centre will include studio/design centre, testing facilities, training centre, information cum trade centre and common raw material/yarn/sales depot, water treatment plant for industrial use, the dormitory for workers/worker’s residential place, common pre-weaving facilities viz. Yarn dyeing, Warping & Sizing, Twisting etc. and post weaving facilities viz. Processing etc. Also, there can be other tangible assets that would be set up in clusters, as long as they are put to common use by decentralized power loom units in and around the cluster. Quantum of Subsidy The assistance given by the Government for Common Facility Centers are tabulated below: S. No Project Cost Scale of Assistance 1. Machinery, plant, equipment, laboratory, other tangible assets, pre-operative/preliminary expenses, etc. Rs.2.00 core 2. Construction of Building Rs.0.40 crore Release

Overview of the scheme Name of the scheme Rajasthan Indira Mahila Shakti Udan Scheme. Starting date 19.12.2021 Benefit Free sanitary napkins will be distributed to girls and women. Nodal Department Department of Women and Child Development. About In the financial year 2021-22, Indira Mahila Shakti Udan Yojana has been launched by the Honorable Chief Minister on 19.12.2021. Women and Child Development Department, Rajasthan Government is the nodal department of this scheme. I am Shakti Udan Yojana will be developed by Mamta Bhupesh, Minister of Women and Child Development Department.  Under which free sanitary napkins will be distributed to girls and women 12 sanitary napkins will be distributed free of cost to girls and women every month. Through Rajasthan I am Shakti Udan Yojana, women of the state can be made self-reliant and empowered. Through this scheme, apart from developing the women of the state, their condition will also be improved. Due to which women will not have to face any problems. Through I am Shakti Udan Yojana around 1.2 Crore women of the state will be benefited under this scheme. The following girls will be eligible for Rajasthan Indira Mahila Shakti Udan Yojana:- Permanent resident of Rajasthan. Only women will be eligible. Girls and women between the ages of 11 and 45 years will be eligible. The beneficiary should be living below the poverty line. Rajasthan Indira Mahila Shakti Udan Yojana has been started in the state of Rajasthan with the following objectives:- To encourage girls and women to use sanitary napkins. To make women aware especially in rural areas where the practice of veil is prevalent. Availability/distribution center of sanitary napkins under Rajasthan Indira Mahila Shakti Udan Yojana:- Distribution in government schools and selected Anganwadi centres in the first phase. In the second phase, in other educational institutions and all Anganwadi centres. Benefits under the scheme Under the Rajasthan Indira Mahila Shakti Udan Yojana, the following benefits will be provided to the girls:- 12 free sanitary napkins will be distributed to girls and women every month. Eligibility The following girls will be eligible for Rajasthan Indira Mahila Shakti Udan Yojana:- Permanent resident of Rajasthan. Only women will be eligible. Girls and women between the ages of 11 and 45 years will be eligible. The beneficiary should be living below the poverty line. Documents Aadhar card. Address proof. Caste certificate. Permanent address of the applicant. BPL certificate. Application Process The government has not issued any kind of application process for this scheme. Under this scheme, any woman can get sanitary napkins from the following centers:- Any school in the state. Any college in the state. From Anganwadi centres of the state. Sanitary napkins will be distributed free of cost here. Women can freely go to these centres and get free sanitary napkins. FAQs What is the Rajasthan Indira Mahila Shakti Udan Yojana? The Rajasthan Indira Mahila Shakti Udan Yojana is a state government initiative aimed at empowering women by providing them with financial support for entrepreneurship and skill development. The scheme focuses on encouraging women to start their businesses and become self-reliant. What kind of financial support is provided under this scheme? Under the Rajasthan Indira Mahila Shakti Udan Yojana, eligible women can receive loans at subsidized interest rates. The financial support can be used for setting up a new business, expanding an existing one, or for skill development and training.

Overview of the scheme Name of the scheme Chief Minister’s Small Industry Promotion Scheme. Starting date 17 December 2019. Benefit Loan ranging from Rs 25 lakh to Rs 10 crore for setting up an enterprise. Nodal Department Commissioner of Industries, Commerce & CSR. application system Online  through Rajasthan SSO Portal. About Mukhyamantri Laghu Udyog Protsahan Yojana was launched on 17 December 2019 by the Rajasthan State Government. Commissioner of Industries, Commerce and CSR, Government of Rajasthan is the nodal department of this scheme. This scheme has been launched with the aim of setting up enterprises in the state which will also provide job opportunities to all sections of the society. Under this scheme loans are provided through banks. Under this scheme, loan up to 10 crore rupees will be given for setting up an enterprise. The following benefits will be provided to the persons applying under the Chief Minister Small Scale Industry Promotion Scheme:- For loan amount up to Rs. 25 lakh – 8% interest subsidy. For loan amount up to Rs. 5 crore – 6% interest subsidy. For loan amount up to Rs. 10 crore – 5% interest subsidy. The loan will be repayable in 20 quarters over 60 months. Subsidy on loans will be given under the Chief Minister Small Industries Promotion Scheme. The following persons will be eligible for the Chief Minister Small Scale Industry Promotion Scheme:- Individual applicants as well as Institutional applicants (Self Help Groups/Societies/Partnership Firms/LLP Firms/Companies). The enterprises set up under this scheme will be in the state of Rajasthan. The minimum age of the individual applicant should be at least 18 years. The first phase of the scheme will be beneficial from 17 December 2019 to 31 March 2024. The loan will be provided for setting up new enterprises in the state and for expansion/diversification/modernization of previously established enterprises. The loan will be provided to the beneficiary through direct bank transfer. Benefits under the scheme The following benefits will be provided to the persons applying under the Chief Minister Small Scale Industry Promotion Scheme:- loan Interest Loan up to Rs 25 lakh 8% Loan up to Rs 5 crore 6% Loan up to Rs 10 crore 5% The loan will be repayable in 20 quarters over 60 months. Eligibility The following persons will be eligible for the Chief Minister Small Scale Industry Promotion Scheme:- Individual applicants as well as Institutional applicants (Self Help Groups/Societies/Partnership Firms/LLP Firms/Companies). The enterprises set up under this scheme will be in the state of Rajasthan. The minimum age of the individual applicant should be at least 18 years. Documents To avail the benefit of Mukhyamantri Laghu Udyog Protsahan Yojana, it is mandatory to have the following documents:- Aadhar card. Passport size photograph. Education Qualification Marksheet / Certificate. Caste certificate. Self certified project report. Bank statement related documents. Process The applicant can apply for Mukhyamantri Laghu Udyog Protsahan Yojana himself  through Rajasthan SSO portal .  First of all the applicant has to register himself on the Rajasthan SSO portal   After  registration , the applicant  will have to login to the portal with the login ID and password received. After logging  in, MLUPY will have to be selected on the portal. On the next page, click on the new application option in the menu option. Proceed further by following the given instructions. Now the application form will be available. All the information asked in the application form has to be filled. After filling all the information the application form has to be submitted. After the application is submitted, the application form will be verified by the concerned officer. After verification, the application form will be sent to the concerned officer for approval. The applicant will be notified once the application is approved. FAQs What is the Chief Minister Small Industries Promotion Scheme? The Chief Minister Small Industries Promotion Scheme is a government initiative aimed at supporting the growth and development of small industries in the state. It provides financial assistance, subsidies, and other benefits to small enterprises to help them expand their operations and contribute to the local economy. What kind of financial assistance is provided under the scheme? The scheme offers various forms of financial assistance, including subsidies on loans, grants for technology upgrades, and support for infrastructure development. The exact amount and type of assistance depend on the nature of the business and its specific needs.

The state’s chief minister, Manya Ashok Gehlot, launched the Rajasthan Berojgari Bhatta Yojana to help the state’s young who are unemployed. The state government would offer a monthly unemployment benefit of ₹ 3000 for educated, jobless youth in Rajasthan and ₹ 3500 for unemployed women under this program. This program will give financial aid to educated, jobless youths who have received their high school diploma or equivalent. This program is open to all the state’s jobless youth. However, you must determine your eligibility before applying for the Rajasthan Berojgari Bhatta. Rajasthan Berojgari Bhatta Yojana 2024 Under this scheme,  initially state government would pay a financial help of ₹ 650 to educated unemployed youths and ₹ 750 to females; however, the unemployment allowance has recently been enhanced by the Rajasthan government under Rajasthan Berojgari Bhatta Yojana 2024. A monthly unemployment benefit of ₹ 3000 for educated jobless youth and ₹ 3500 for unemployed women would be offered under the program. Interested state residents must submit an online application to benefit from the Rajasthan Unemployment Allowance Scheme 2024. The state will pay for this for two years. Highlights of Rajasthan Berojgari Bhatta Yojana Name of the scheme Rajasthan Berojgari Bhatta Yojana Initiated by The Chief Minister of Rajasthan sh. Ashok Gehlot Department responsible Department of Skill Employment State in which scheme is launched Rajasthan Interested beneficiaries The Unemployed Youth of Rajasthan State Aim of the scheme To Provide Financial Aid to Earn Their Living Official website  http://employment.livelihoods.rajasthan.gov.in Benefits of the Scheme The eligible applicant will be provided with monthly finance from the State Government of INR 3500 The eligible applicant will get training on the skill development based upon their choice of the selected department selected. The money (financial assistance) will be directly transferred to the beneficiary’s bank account. The objective of Rajasthan Berojgari Bhatta Yojana Allowance 2024 Educated unemployed individuals include those who have passed at least their 10th standard or equivalent exams. Unemployed women: The system offers a slightly higher allowance to encourage female participation. The primary objective of the scheme is to: Alleviate financial hardship: The monthly allowance provides some financial support to unemployed individuals searching for jobs. Promote skill development: The scheme encourages beneficiaries to seek skill development opportunities and enhance their employability actively. Reduce social and economic disparities: By providing financial support, the scheme aims to bridge the gap between the employed and unemployed sections of society. Eligibility for the Rajasthan Berojgari Bhatta Yojana 2024 The candidate must reside in Rajasthan state permanently Only ladies and educated jobless youngsters from Rajasthan state would be eligible for this program The applicant’s household should not be more than ₹ 3 Lakhs each year The applicant or applicants should be between the ages of 21 and 35 Youth who have completed grade 12 at least may benefit from Rajasthan Berojgari Bhatta 2024 Youth  who has benefited from other allowance programs offered by the federal or state governments is ineligible for this program. The candidate must hold a graduate or post-graduate degree. Documents Required for the Rajasthan Berojgari Bhatta Yojana Aadhaar card of the applicant Identity card Address proof Income certificate Rajasthan SSO ID Bhamashah Certificate of Rajasthan Mobile number Passport size photo Application Procedure for the Rajasthan Berojgari Bhatta Yojana 2024 The candidate must first go to the Department of Skill, Employment’s official website . The home page will appear. From the Menu Bar, choose to Apply for Unemployment Allowance under the Job Seekers part of the menu bar. The following page will appear when you click the choice. You must fill out the “SSO ID,” “Password,” and “Captcha” fields on this page before clicking the “Login” button.  You must then select “Employment Application” from the menu.  Now, you must fill out the form with your personal information before clicking the “Submit” button. FAQs How much unemployment allowance is received? The amount of the unemployment allowance received depends on your gender: Men: ₹3,000 per month Women: ₹3,500 per month This monthly allowance is provided for a maximum duration of two years. What to do to get an unemployment allowance? To get the unemployment allowance, you need to follow these steps: Register online: Sign up on the Rajasthan Employment portal (https://employment.livelihoods.rajasthan.gov.in/website/Reports/JS/js_Unemployment%20Allowance_Status.aspx). Complete required documents: Submit necessary documents like Aadhaar card, educational certificates, proof of residence, and income certificate. Appear for interview: After successful registration, attend an interview with the District Employment Officer to verify your eligibility. Get approved: If your application is approved, you will receive your allowance through direct bank transfer.

Delhi Pension Scheme to Women in Distress (Widow Pension) is a welfare scheme of the Government of the National Capital Territory (NCT) of Delhi to provide social security by way of financial assistance to widows, divorced, separated, abandoned, deserted or destitute women in the age group of 18 years to lifelong who do not have adequate means of subsistence and are poor, needy and vulnerable. Delhi Pension Scheme to Women in Distress 2024 The Delhi Widow Pension Scheme is a program established by the Government of Delhi to offer financial support to widows, divorced or deserted women, and women whose husbands are missing or have been sentenced to a minimum of 7 years in prison. The scheme offers a pension of ₹ 2,500 per month to eligible recipients. To qualify for the scheme, the applicant’s annual income should not exceed ₹ 1,20,000 and the applicant must be at least 18 years old. Delhi Widow Pension Scheme Amount Every quarter, through the ECS of the RBI or PFMS, beneficiaries of the plan would receive ₹ 2500 (Two Thousand Five Hundred only) immediately into their bank accounts. The candidate will start receiving support the following month after submitting their application. Details of Delhi Widow Pension Scheme Name Widow Pension Scheme Launched by Delhi Government Start Date to Apply 12th December 2018 Last Date to Apply 25th January 2018 Objective To Provide Financial Funds to Widows Official Website https://edistrict.delhigovt.nic.in Benefits of Delhi Widow Pension Scheme 2024 A woman who is a widow, divorced, separated, abandoned, deserted, or destitute woman above the age of 18 years of lifelong. Residence of a minimum of 5 years in Delhi before the date of application. The annual income of the applicant should be less than ₹ 1,00,000/-per annum from all sources (including rent, interest/dividends on savings & investments, earnings from the farm, property sale proceeds, etc.) of the applicant. Applicant should have the Aadhar number The Applicant should have a single-operated Aadhar-linked account with any bank in the NCT of Delhi only. Must not be receiving any pension/ financial assistance from Central Govt./ State Govt./MCD or NDMC and other Governmental/local bodies or any other source for this purpose. Objective of Delhi Widow Pension Scheme 2024 The objective of the Delhi Widow Pension Scheme is to provide financial assistance to widows, deserted or divorced women, and women whose husbands are missing or have been sentenced to imprisonment for seven or more years. The scheme aims to provide a regular source of income to these women to help them meet their basic needs and improve their standard of living. The scheme also aims to empower these women by providing them with financial independence and enabling them to support themselves and their families. Additionally, the scheme also aims to provide social security to these women and help them lead a life of dignity. Overall, the scheme’s main objective is to provide a safety net for widows and other vulnerable women in Delhi and help them overcome the financial challenges they may face due to the loss of their husband’s support. Eligibility Criteria for Delhi Widow Pension Scheme The candidate must live in Delhi permanently The applicant’s age should fall between 18 and 60 years The total annual income shall not be more than ₹ 1 lakh. Documents Required for Delhi Widow Pension Scheme Aadhar Card Self-attested documentary proof for the following needs to be scanned and uploaded. Age proof Proof of Death of Husband/ Divorce decree/ Separation paper/ Divorce proceedings/ any other document which establishes abandoned/separation. Residence proof of last 5-year residence in Delhi. Bank account number (Single –operated) in Delhi only. Which is linked with Aadhar. Bank passbook/statement for the last year. In the case of an SC/ST applicant, a certificate in the name of the applicant issued by a competent authority has to be submitted. In the case of minority applicants self-declaration of the religion of the applicant duly verified by the religious institution has to be submitted. One passport-size photo of the applicant. Income self-declaration (Format given on the portal can be used) Delhi Widow Pension Application Process The application is to be made online on the e-District portal (Delhi) Link: https://edistrict.delhigovt.nic.in/ Steps to register on the e-district portal of GNCTD – Step 1: Log on to https://edistrict.delhigovt.nic.in/ Step 2: Under Citizen Corner click on “New User”Step 3: Click on select the document – Aadhar or Voter ID Step 4: Enter your Aadhar Card Number/Voter ID Card Number Step 5: Type the Captcha in the box shown. The “Citizen Registration Form” will Open.Step 6: Fill up all fields including details of the Present Residential Address Step 7: Enter Captcha, and Click on Continue. Step 8: Login ID and Password will be received on the given mobile number/e-mail address. Step 9: Now Registration on the e-district portal is complete  Steps to register for the scheme – Step 1: Click on Registered User Login. Enter the given login ID and Password. Enter Captcha and Click on Login.Step 2: Go to Main Page (Main Page) will open click on apply online. Drop Box applies for services will open – click on the link.Step 3: A list of Departments providing online services shall open – Select the Department of Women & Child Development. Step 4: Three Financial Assistance Schemes will be shown. Choose the relevant scheme and Click on Apply. Step 5: Check the BASIC/PERSONAL DETAILS FORM and click on Continue. The form will open fill up all required fields & upload all required documents as per the requirement of the scheme selected. Step 6: Then click next and upload the photograph. Then click on finish. One OTP will be received on the registered mobile number. Enter OTP and Submit. Step 7: Acknowledgment of successful submission shall be generated. FAQs Is An Aadhaar Number Necessary For Applying For WPS? YES, an Aadhaar number is mandatory for filling up the application- without an Aadhaar number, the application portal will not work. Is There Any Annual Income Limit? The income of the applicant

Jan Aadhaar Card is an official document in Rajasthan, which will result in the creation of a database containing data on every resident of Rajasthan. On December 18, 2019, the Rajasthan government announced the introduction of the Jan Aadhaar Card. This Jan Aadhaar card will succeed the previous government’s Bhamashah card. All advantages formerly available via the Bhamashah card will be available through the Rajasthan Jan Aadhaar card. It may also be used to identify and address verification for family members and associates. This Jan Aadhaar card will be identified by a ten-digit number and may also be used to get benefits under government initiatives. Jan Aadhaar scheme objective The primary goal of the Rajasthan Jan Aadhaar scheme is to offer the residents of Rajasthan access to 56 government initiatives and other services through this new card. All biometric data will be freely accessible via this card. The Rajasthan administration is contemplating using this card in place of the newly developed ration card; this would save money since the expense of creating a ration card would be eliminated, and this card would perform all functions. Jan Aadhaar programmes To apply for several benefit initiatives sponsored by the Rajasthan Government, a Jan Aadhaar number is mandatory. Numerous citizens lack this Jan Aadhar identification number. In this case, and until the recipient’s Jan Aadhaar card number is provided, the usage of enrollment receipts indicating that the government has recognised the beneficiary is necessary for the proper execution of these initiatives. Rajasthan residents may now register for several initiatives using their enrolment receipt number even if they do not have a Jan Aadhaar card. Officials will verify all applicants within the specified time frame; if the officer does not verify all applicants within the specified time frame and any discrepancy is discovered in the applicant’s documentation, the verification officer will bear responsibility. According to the plan put up by the Rajasthan government, each family in the state would be assigned a unique identification number, a Jan Aadhar card, and a card number by compiling a repository of all relevant information. The residents of Rajasthan would reap the benefits of this large customer base via government initiatives, e-commerce, and insurance services, among other means. The Jan Aadhaar card, which has the family identification number of ten digits, is given to each family once they have been enrolled. Jan Aadhaar administered services Registration of deaths and births Registration of students on the Shala Darpan Portal Application for a Bonafide Certificate E-miter E-mitra Plus eVault Complete Examination Solution System of information for disaster management Jan Aadhaar card benefits This programme will provide openness between the administration and the state’s residents. Corruption in the state will be decreased due to the implementation of this strategy. The Jan Aadhaar card program 2022 makes it simple to identify the appropriate recipient. This plan is open to residents of the state who are at least 18 years old. Jan Aadhaar : Online registration To begin the application process, the candidate must first visit the official Janadhar card website. Visit the official website and you will be presented with the main page. Click on the Jan Aadhaar Enrollment link on the main page to begin the process.  This selection will open the next page in front of you, where you will find the Citizen Registration option. Click on this option to begin the process. The registration form will appear in your browser window after choosing this option. You must complete this Jan Aadhar card form with all the information requested, including your name and Aadhaar number. Once you’ve completed the Jan Aadhar card form and entered all of your pertinent details, click the “submit” button. Next, tap on Citizen Enrollment to access the enrollment form. Once you’ve finished this, the following page will appear on your screen. On this page, you must input your registration number. Jan Aadhaar mobile app: How to download? You first need to access the Google Play Store on your mobile phone to begin the process. You’ll need to search for and download the Jan Aadhaar App.  It is necessary to launch the app once you download it. The option of SSO Login will show when the app is opened, and you must click on this option to proceed. To access the form app’s main page, you must first log in using your user name and password. Once you’ve figured out your Jan Aadhaar ID, you’ll need to choose the Get Jan Aadhaar ID option. Your ID will appear on the screen, so make a note of it. The status may be checked by tapping on Get Jan Aadhaar status. Lastly, click on Get E-Card to get your Jan Aadhaar card.  FAQs What is the Rajasthan Jan Aadhar Scheme? The Rajasthan Jan Aadhar Scheme is a state government initiative aimed at providing a single unique identification number to residents for accessing various government services and benefits. It simplifies the process of availing social welfare schemes by linking multiple services under one platform. Who is eligible for the Jan Aadhar Scheme? All residents of Rajasthan are eligible to enroll in the Jan Aadhar Scheme. The scheme is inclusive, covering individuals from all social, economic, and demographic backgrounds.

Hon’ble Chief Minister of Rajasthan Sh. Ashok Gehlot announced this scheme on 20th August 2021 in commemoration of late Shri Rajiv Gandhi, former Prime Minister of India. In order to provide financial assistance to meritorious students of Rajasthan to study in top foreign universities of the world. Objective: To assist students of Rajasthan financially to pursue higher studies in the top 150 QS World Universities International exposure to students for their career development. To give priority to students having gross family income less than 8 lakh rupees/annum. To provide better opportunities to female students by earmarking 30 % seats (Income category-wise). Benefits E1: Family gross annual income less than 8 Lakh (i). Tuition Fees and Bench fee: Max 50 lakh(ii). Living Expenses: 12 Lakh Rupees.(iii). One-time advance of Rs 3 Lakh to candidates who will start their course after application on the portal (adjusted against living expenses). E2: Family gross annual income 8 – 25 Lakh (i). Tuition Fees and Bench fee: Max 50 lakh(ii). Living Expenses: 6 Lakh Rupees E3: Family gross annual income above 25 Lakh (i). Tuition Fees and Bench fee: Max 50 lakh(ii). No Living Expenses Eligibility Bonafide Resident of Rajasthan. Less than 35 years of age on 1st July 2023 Admitted / Obtained offer letter in top 150 World QS ranked Universities as of 1st April, 2023 All disciplines for UG, PG, PhD and Post Doc courses. Maximum 7.5 % seats ( 37 ) for Engineering, Architecture, Medical, Dentistry courses at UG level Documents Required Jan Aadhar Number. Offer letter of the applicable foreign university. Bonafide/ Domicile certificate. Gross family Income certificate. Income tax return proof. Affidavit for not filing ITR. 10th mark sheet. Qualifying Degree, Mark sheet/Certificate of last passed exam. Self Declaration for Scholarships/ financial help etc. from other sources. Passport, if any. Visa, if any. Aadhar Number. Application Process Applicant to log in to RajSSO Portal using his/her SSOID. If SSOID is not available then the applicant to first register on RajSSO Portal to create SSOID and update SSO Profile at first login. After successful authentication/login and updation of the SSOID Profile and select the scheme name. Select his/her name, the bank account and fill in personal details. Upload required document (i). Domicile Certificate(ii). Admission Letter/Offer Letter(iii). Fee Details letters/Documents issued by Foreign University Clicking the “SUBMIT” button. System will submit the application and a unique APPLICATION-ID will be presented to applicant. FAQs Who can apply in the Scheme ? 1. Students of Rajasthan State domicile. 2. Less than 35 years as on 1st July of the financial yea 3. Offer letter from one of the top 1-150 Universities (QS World Ranking University) 4. For Engineering, Medicine, Dentistry and Architecture Courses at Under Graduate level : Offer letter from one of the top 1-150 QS World ranking universities which shall also be included in top 25 QS World university rankings subject wise Which courses are allowed in the Scheme? 1. Post Doc ( Max Course Duration: 1.5 Years. 2. Ph. D. ( Max Course Duration: 3 Years ). 3. PG ( Max Course Duration: 2 Years ). 4. UG ( Max Course Duration: 4Years ).

Pradhan Mantri Mudra Yojana (PMMY) is a flagship scheme of Government of India. The scheme facilitates micro credit/Loan up to Rs. 10 lakhs to income generating micro enterprises engaged in the non farm sector in manufacturing, trading or service sectors including activities allied to agriculture such as poultry, dairy, beekeeping, etc. The Scheme provides financial assistance extended by Member Lending Institutions to the non-corporate, non-farm sector income generating activities of micro and small entities.These micro and small entities comprise of millions of proprietorship / partnership firms running as small manufacturing units, service sector units, shopkeepers, fruits / vegetable vendors, truck operators, food-service units, repair shops, machine operators, small industries, artisans, food processors and others. Pradhan Mantri Mudra Yojana: Overview Pradhan Mantri Mudra Yojana was launched on April 8, 2015 by Prime Minister Narendra Modi. With the Pradhan Mantri Mudra Yojana, PMMY, all enterprises would be able to readily obtain bank loans of up to Rs 20 lakh.  Commercial banks, RRBs, small finance banks, cooperative banks, and MFIs offer Mudra loans. The Mudra Loan Scheme has no fixed interest rate. The primary interest rate on these loans is 12%. The loan repayment time has been extended to five years. “Empowerment of Women through entrepreneurship, ease of living and dignity has gained momentum in last 10 years 30 crore MUDRA Yojana loans have been given to woman entrepreneurs,” said finance minister Nirmala Sitharaman in her Budget speech 2024. Pradhan Mantri Mudra Yojana: Budget 2024 update While presenting the Budget 2024, Finance Minister Nirmala Sitharaman on July 23, 2024, announced that the upper limit of Mudra loans will be doubled. According to the Budget 2024, the limit of Mudra loans will be increased to Rs 20 lakh from the current Rs 10 lakh for those entrepreneurs who have availed and successfully repaid previous loans under the ‘Tarun’ category. Mudra Loan: Key Highlights Loan Facility Overdraft, Cash Credit and Term Loan Interest Rates Varies based on the bank’s policy  Loan amount Up to Rs 20 lakh Tenure Varies based on the bank’s policy  Processing Fees No processing fee for Shishu category (loans up to Rs 50,000)  Depends on the bank for Tarun and Kishore category   Pradhan Mantri Mudra Yojana: What are mudra cards? Mudra Loan refers to the loan issued under the Pradhan Mantri Mudra Yojana and Mudra cards are debit cards issued to Mudra loan holders. Their characteristics are: You can withdraw money from ATMs with this card. The bank makes a loan section in your name up to a certain limit. You can withdraw money with this card up to the bank’s approved limit. This card can be used to meet the business’s working capital needs. Currency transactions using Mudra cards are now entirely digital. The beneficiary can use this card to withdraw money from ATMs located around the country and to make payments at Point of Sale devices. PMMY: Mudra loan types Shishu Loan – The bank will provide a loan of up to Rs 50,000. Kishor Loan – The bank would provide a loan ranging from Rs 50,000 to Rs 5 lakh. Tarun Loan – The bank would provide a loan ranging from 5 lakh to 10 lakh. Pradhan Mantri Mudra Yojana: Eligibility The age of the applicant must be at least 18 years old. Person should have valid ID proof. The groups listed below are eligible for this scheme: Small Business  Artisans  Shopkeepers  People engaged with Agriculture  Purchase of commercial vehicles such as tempo, truck, auto etc. Food processing sector including manufacturing, packing and distribution. Services such as doctors, lawyers etc. Other income generating sectors such as repair shops, beauty parlours etc. Pradhan Mantri Mudra Yojana: Documents required Application form for Mudra 2 passport-sized colour photos Photo identification is required Address verification Proof of income Account statement (last 6 months) Business plan Quotation of the business Caste certificate Proof of ownership of the business Pradhan Mantri Mudra Yojana: How to Apply? To begin, to apply under this plan, the applicant must fill out the Pradhan Mantri Mudra Yojana application form from the relevant bank. Following that, all of the information requested in the application form, such as name, address, mobile number, Aadhar card number, and so on, must be filled out and submitted to the relevant bank. After the bank officer has verified your application form and all of your documentation, the loan money will be deposited into your bank account within one month. FAQs Are MUDRA Loans Available For Purchase Of CNG Tempo/Taxi? MUDRA loans would be available for purchase of CNG Tempo/Taxi, in case the applicant intends to use the vehicle for commercial purposes. Is It Required To Submit Income Tax Returns For The Preceding 2 Years For Availing Loan Of Rs. 10 Lakh Under PMMY? Generally, IT returns are not insisted for small value loans. However, the requirement of documents will be advised by the concerned lending institutions based on their internal guidelines and policies.