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eDistrict UP is an online portal established by the government of Uttar Pradesh to provide civic services to state residents. Available in both Hindi and English, residents can apply for certificates or services, download required documents and track their applications in a few clicks. Services offered by eDistrict UP Land records: Residents can access land records, such as Khatauni, Bhulekh UP and Khasra. Cases in revenue court: Users can check information about pending cases in the revenue court. Certificates: The portal allows applications for various certificates, including income, caste, birth, death, domicile and encumbrance certificates. New ration card: Residents can apply for a new ration card by submitting the required documents online. Details of district administration: The site provides information on the district administration, including contact details of different departments and officers. Grievance redressal: The platform enables residents to submit complaints and grievances about government services and track their status. Online payments: Users can make online payments for various services, such as land record fees or certification fees. Services in eSathi Portal Revenue Department- Under Revenue Department the online application has to be submitted through avail the list of certificates such as Income certificate, caste certificate, domicile certificate and apart from that following are the services like intimation copy, daily revenue dispute table, view court order for revenue dispute, revenue statement is also accessible. Urban Development Department/ Panchayat Raj Department- Under the department of urban development / Panchayat Raj, the citizens can request a birth certificate and death certificate by submitting an online application form for both. Panchayati Raj Department- This department allows the applicant to apply online for a copy of the family register. Home Department- This department allows making an online application for permission to use loudspeaker/public speaking system/sound expander device are submitted through this portal. Training and Employment Department- It provides the online facility for making application for employment registration and application for renewal of employment registration. Ration Card related services- It facilities the user with the online services such as an application for new ration card, application for ration card amendment, application for surrender of ration card. Social Welfare Department- The following services can be utilised under this department are listed out: Application for a pension for the unemployed female (widow) pensioner. Application for financial assistance for women under dowry scheme. Application for legal aid to women in dowry harassment. Application for grant scheme for the marriage of the widow of the destitute women daughter. Application for couple award for promotion of widow marriage. Application for widow pension. Department of Disabled Welfare- The disabled welfare department facilities the user with the following services is listed out. To apply for loan application by a disabled person. Application for marriage grant for the disabled person. Help and Equipment Application for the disabled person. Disabled Pension. Police Department- This department benefits the user with the list of services mentioned below. Complaint Registration Application for tenant verification Domestic servant requests for employee verification Employee Verification Request E-F.I.R Character certificate request Agriculture Department- The agricultural services can be availed by the people under this agriculture department. eSathi Portal Registration Provide Login Details Step 1: You need to provide login details for applying through any of the services. Existing User Registration Step 2: In case of an existing user, enter login id, password and captcha and then click on the “Submit” button. New User Registration Step 3: If you are not an existing user click on “New Registration” tab the current page will be redirected to the login application page where you have to fill the online application form for user registration. Complete the Details Step 4: Now, enter the details that are marked as compulsory and then click on the “Submit” button. Choose the Department Step 5: Select the department, and then you can start applying for the appropriate services. Application Form Step 6: Fill the application form with the relevant details and upload the required documents. Make Online Payment Step 7: After completing the application with the details, the appropriate fee for the services will have to be made through the payment link. Choose Payment Mode Step 8: Online payment can be made using either debit card, credit card and net banking. Successful Payment Step 9: After making successful payment an initial bank registration ID will be made available. Receive Acknowledgement Step 10: Then the applicant will receive an acknowledgement number as the confirmation of successful submission of application through SMS. Status of the Application Step 11: Then the assessing authority will verify the status of the application if approved the certificate information will be intimated to the applicant through SMS. FAQs What is the e-Sathi Portal? The e-Sathi Portal is an online platform launched by the Government of India to provide various government services and information to citizens in a digital format. What services can be accessed through the e-Sathi Portal? Applying for various certificates (e.g., caste, income, residence) Checking the status of applications Accessing government schemes and services Updating personal details and records

The Central Board of Direct Taxes (CBDT) has issued a new set of guidelines on 25 November 2021 with respect to the provisions relating to newly inserted Sections on Tax Deduction at Source (TDS) and Tax Collected at Source (TCS). It may be noted that Section 194-O which is effective from 1 October 2020 mandates the e-commerce operators to deduct specified amount of tax from the sums payable to e-commerce participant for sale of goods or provision of services facilitated through its digital or electronic platform. Similarly, ac per Section 206C(1H), seller is to collect specified amount of tax from the buyer of goods in relation to the consideration for sale of goods exceeding INR 50 lakh. Further, as per Section 194Q which is effective from 1 July 2021, buyer must deduct specified amount of tax from the consideration payable to the seller for purchase of goods exceeding INR 50 lakh. Synopsis of CBDT Circular CBDT released a detailed list of tax deducted at source (TDS)/ tax collected at source (TCS) provisions for various transactions to provide clarity to taxpayers on the following provision of Section 194O, section 194Q & Section 206C of the Income-tax Act. Applicability of TDS provisions under Section 194-O    E-auction services carried out through an electronic portal Applicability of TDS provisions under Section 194Q TDS on the component of indirect taxes other than GST TDS if the exemption is provided under section 206C(1A)  TDS in case of the department of Government other than PSU or Corporation Section 194-O (4) of the Income-tax Act Finance Act, 2020 has inserted a new section 194-O in the Income-tax Act 1961 which mandates that an e-commerce operator deduct income-tax at the rate of 1% of the gross amount of sale of goods or provision of service or both, facilitated through its digital or electronic facility or platform Exemption from tax deduction has been provided to certain individuals or Hindu undivided families fulfilling specified conditions. This deduction is required to be made at the time of credit of the amount of such sale or service to the account of an e-commerce participant or at the time of payment to such e-commerce participant, whichever is earlier Section 206C (1H) of the Income-tax Act Finance Act, 2020 also inserted sub-section (1 H) in section 206C of the Act which mandates that a seller receiving an amount as consideration for the sale of any goods of the value or aggregate of such value exceeding Rs.50 lakh rupees in any previous year to collect tax from the buyer. The sum is equal to 0.1 percent of the sale consideration exceeding 50 lakh rupees as income-tax. The collection is required to be made at the time of receipt of the amount of sales consideration Section 194Q of Income Tax Act Finance Act, 2021 inserted a new section 194Q to the Income Tax Act. It applies to any buyer who is responsible for paying any sum to any resident seller for the purchase of any goods of the value or aggregate of value exceeding Rs.50 lakh rupees in any previous year. The buyer, at the time of credit of such sum to the account of the seller or at the time of whichever is earlier, is required to deduct an amount equal to 0.1% of such sum exceeding fifty lakh rupees as income tax. Section 194-O will not apply to e-auction activities carried out by e-auctioneers Difficulties in applying TDS in case of e-auctions as the transaction of sale and purchase is carried on directly between buyers and sellers E-auctioneer responsible only for providing electronic portal for price discovery of transaction. Now clarified that section 194-O shall not be applicable to e-auction activities carried out by e-auctioneers if all the conditions mentioned here under are satisfied: E-auction services provided by the e-auctioneer through its electronic portal is only responsible for price discovery of the The price discovered through e-auction will be negotiable between the parties participating in it separately. The transaction of purchase/sale takes place between the parties outside the electronic portal of the e-auctioneer. Except for price discovery, the e-auctioneer will not be responsible for facilitating the sale of goods for which the e-auction was Payments for the transaction is carried out between the buyer and seller outside the electronic portal. The e-auctioneer does not have any information on the quantum and schedule of payment. The client will deduct TDS at applicable rates on the payment made to the e-auctioneer in lieu of receiving e-auction services. Since, TDS will not be required to be deducted under section 194-O, the buyer and seller may be required to deduct/collect TDS/TCS under section 194Q and section 206C(1H) of the IT Act, as the case may be. Adjustment of various State levies and taxes other than GST and purchase returns Clarification has now been provided on deduction of TDS on the VAT, Excise duty, sales tax component on purchase of goods which are exempt from Where the tax has to be deducted under section 194Q on the basis of credit to the books of account (based on invoice), tax can be deducted on value excluding VAT / Sales tax / Excise Duty / CST Where tax has to be deducted on payment basis (advance paid before credit in books based on invoice), tax to be deducted on the entire payment including VAT / Sales tax / Excise Duty / CST If the seller refunds the consideration on account of purchase return, the tax deducted and deposited by the buyer can be adjusted against subsequent purchase of goods. No adjustment required where goods are returned by the buyer and replaced by the seller. Section 194Q will be applicable on goods which are exempted under Section 206C(1A) Sub-section (1A) of section 206C of the IT Act exempts tax collection for certain goods such as scrap, coal, iron ore if buyer furnishes declaration that goods are to be utilized for manufacturing or production of articles or thing. Section 206C(1H) provides for collection of tax on sale of all goods other than those (like

The scheme aims to supplement the financial needs of all landholding farmers’ families by procuring various inputs to ensure proper crop health and appropriate yields, commensurate with the anticipated farm income as well as for domestic needs. Under the scheme an amount of ₹ 6000/- per year is released by the Central Government online directly into the bank accounts of the eligible farmers under Direct Benefit Transfer mode, subject to certain exclusions. Benefits Financial benefit of Rs. 6000 per annum per family payable in three equal installments of Rs 2000 each, every four months Eligibility All landholding farmers’ families, which have cultivable land holding in their names are eligible to get benefit under the scheme. Documents Required Aadhaar Card Landholding papers Savings Bank Account. Exclusions The following categories of beneficiaries of higher economic status shall not be eligible for benefit under the scheme: All Institutional Land holders. Farmer families in which one or more of its members belong to following categories Former and present holders of constitutional posts Former and present Ministers/ State Ministers and former/present Members of LokSabha/ RajyaSabha/ State Legislative Assemblies/ State Legislative Councils,former and present Mayors of Municipal Corporations, former and present Chairpersons of District Panchayats. All serving or retired officers and employees of Central/ State Government Ministries /Offices/Departments and its field units Central or State PSEs and Attached offices /Autonomous Institutions under Government as well as regular employees of the Local Bodies (Excluding Multi Tasking Staff /Class IV/Group D employees) All superannuated/retired pensioners whose monthly pension is Rs.10,000/-or more (Excluding Multi Tasking Staff / Class IV/Group D employees) of above category All Persons who paid Income Tax in last assessment year Professionals like Doctors, Engineers, Lawyers, Chartered Accountants, and Architects registered with Professional bodies and carrying out profession by undertaking practices. Application Process Step 1: The following are the prerequisites for the enrollment process: Aadhaar Card Landholding paper Savings bank account Step 2: The VLE will fill in the complete details of farmer registration details like State, district, subdistrict block, and village, key in the Aadhaar number, Name of the beneficiary, category, Bank detail, Land Registration ID, and Date of birth as printed on Aadhaar card for authentication..Step 3: The VLE will fill in the Land details like Survey/ Kahta No., Khasra no., and area of land as mentioned in land holding papers. Step 4: Upload the supporting documents like Land, Aadhar, and Bank passbook.Step 5: Self-declaration accept and save the application form.Step 6: After saving the application form make payment through CSC ID.Step 7: Check the Beneficiary status through the Aadhaar number. FAQs Will any individual or farmer family owning more than 2 hectare of cultivable land get any benefit under the scheme? Yes. The ambit of the scheme has been extended to cover all farmer families, irrespective of the size of their land holdings. How the beneficiaries under the Scheme will be identified and shortlisted for payment of intended benefit? The responsibility of identifying the eligible farmers’ families for benefit under the scheme is entirely of the State/UT Governments

Employees Provident Fund is a retirement help plan for all salaried individuals. Employees Provident Fund Organization of India (EPFO) handles the fund, and every business with twenty or more employees must enrol with EPFO.  During the employment period, both the employee and the employer contribute 12 per cent of the basic salary of the employee to the EPF account. The employee’s complete 12 per cent goes into their EPF account, while the employer’s 3.67 per cent goes into the employee’s EPF account. The remaining 8.33 per cent is diverted to the Employees’ Pension Fund Scheme by the employer (EPF).  What is PF? A social security system known as Provident Fund was established in order to encourage employees to save and to benefit them in retirement. Each month, the employee and the employer contribute to the Provident Fund (PF). With a few notable exceptions, an employee’s contribution to the PF may only be withdrawn during the duration of their job. Employers registering with PF are required to submit their PF returns on a monthly basis. Each month’s 25th is the deadline for completing the PF return files. We shall go into great detail regarding the several forms that are used to file PF returns here. Employers can utilize the Unified site to conveniently file their PF returns. Who can apply for PF? All businesses that have registered for employee provident funds, or EPFs, are required to file an EPF return each month. Filing the EPF Returns is required if you have an EPF Registration. Employer and employee contributions to the Employee Provident Fund (EPF) total 12% of base pay over the course of employment. The employee’s EPF account receives a 3.67 percent transfer from the employer. The Employees Pension Fund (EPF) receives the remaining 8.33 percent from the employer. When the employee retires (on or after age 58), if they are jobless for two months, or if they pass away before reaching the designated retirement age, they may withdraw this sum. The Advantages of Filing a PF (Provident Fund) Return Employees’ well-being  Compliance with the Law  Any business that complies with the EPF’s standards will profit from the scheme. Aside from that, the company would be transparent throughout the whole provident fund enrollment process. More Social Security  In addition to maintaining a safe social security system, the Employee Provident Fund Organization oversees the entire PF process (EPFO). Such an organisation regulates the whole procedure of PF registration. As a result, adhering to such systems makes the whole process much more manageable.  Benefits of Insurance  The Employee Deposit Linked Insurance Scheme benefits any organisation with no insurance (EDLI). Employees can obtain insurance benefits from this programme. 5% of the monthly contribution should be paid as a premium for this insurance.  Medical Benefits  In an emergency, the employee can take a set salary from this contribution, equivalent to six times or the total amount, whichever is smaller.  Tax benefits  There are several types of tax incentives available under this system. The company and the employee both can benefit from such advantages.  What information does the employer need to provide? Name and address of the company and information about the headquarters and branches.  Company’s Incorporation Date  Employee information should be provided (name, date of joining, salary, etc.)  The company’s operations  Details about the director  PAN number  The company’s bank account  Forms to be familiar with for PF Return Form 2: Under the Employment Provident Fund and Employment Family Pension Scheme Flagship scheme, it is filed as a declaration and nomination. When an employee joins the company, they must file Form 2. This form must be turned in along with Form 5. Form 2 is separated into two sections, Part A and Part B. Nominating the beneficiaries of an account holder’s EPF balance in the case of their death is covered in Part A of Form 2. Furthermore, the nominee’s details from Part A should be provided in Part B as well.. Once more, this part needs to be properly signed, or a thumb impression needs to be produced at the conclusion. Form 5: The information on newly enlisted employees in the provident fund program is included in Form 5, a monthly report. Details like the name of the organization, its address, its code, the employee’s account number, their name, their middle name (husband or father), their date of birth, their joining date, and their work history must all be included in Form 5. Form 10: The information about the employees who have stopped participating in the program for that particular month is included in a monthly report. Details like the account number, the employee’s name, the name of the spouse or father, the date of service termination, and the reason for service termination are all included in Form 10. Form 12 A: The payment information that was contributed to each employee’s account for a specific month is listed in this Form 12 A report. Form 3A: The Employee Provident Fund and Employee Pension Fund contributions made by subscribers, members, and employers over the course of a year are shown on Form 3A, month by month. Every person involved in the scheme calculates the data. Form 6A: Another form for consolidated annual contribution statements that contains information about each establishment member’s yearly contribution is Form 6A. What is the PF Return Filing Process? The employer uses form 2-This form for a flagship scheme under the Employee Family Scheme that the employee participates in. Form 2 should be submitted with Form 5 to complete the above. According to the rules, parts A and B must be filed in this section.  Form 5 is a monthly report and compliance form that must be filed—any employee who has recently enlisted in the provident fund systems.  Form 10- This form is for any individual or employee who is not a member of the organisation.  Annual PF Filing- Annual PF returns must be filed by April 30th of each year, and this must be done by submitting Form 3A and Form 6A.  Annual Account Statement- The EPFO is also required to

Article 276, Clause 2 of the Indian Constitution, the State Government of West Bengal can charge professional tax on income earned various sources. Professional tax in West Bengal is managed by West Bengal Tax on Profession, Trade, Callings and Employment Act, 1979. Professional Tax In West Bengal As per the West Bengal State Tax on Profession, Trades, Callings and Employment Act, 1979, salaried individuals or professionals with a gross monthly salary of more than Rs 10,000 are liable to pay professional tax. This signifies that you must pay this tax if your gross monthly salary is Rs 10,001. West Bengal Professional Tax Slab Rate in 2024 Each state government revises its professional slab tax rates at regular intervals, usually on yearly basis. Mentioned below is the revised rates of West Bengal Professional Tax: Monthly Gross Salary Amount Payable Up to Rs. 10,000 Nil Rs. 10,001-Rs. 15,000 Rs.110 Rs. 15,001 – Rs. 25,000 Rs. 130 Rs. 25,001 – Rs. 40,000 Rs. 150 Above Rs. 40,001 Rs. 200   West Bengal Professional Tax Rule As per Clause 2 of Article 276 of the Indian Constitution, professional tax in West Bengal is levied as per the provisions under the West Bengal Tax on Profession, Trade, Callings and Employment Act, 1979. Professional Tax is broadly classified into two types: Professional Tax Registration (PTRC): If you are a salaried employee, your establishment will have to obtain PTRC, this tax is automatically deducted by your employer and deposited to the state government.  Professional Tax Enrollment (PTEC): If you are self-employed, you must pay it on your own by visiting any of the WB professional tax offices. The maximum amount you must pay as professional tax in West Bengal is Rs 2,500 per month.  Eligibility The West Bengal State Legislature passed the “West Bengal State Tax on Professions, Trades, Callings and Employments Act, 1979” for its citizens. The persons liable to pay Profession Tax under the Act are divided into two categories. In the case of salaried persons and wage earners, the employer (Public and Private Sectors, Government who distribute salary or wages to the employees) deducts the Profession Tax from the salary or wages and is liable to deposit the same with the State Government. For other categories of individuals, the person who has engaged in employment, profession, calling, and trade is responsible for paying the tax. Professional Tax Applicability In West Bengal Self-employed individuals earning a specific amount are required to pay such tax. Professionals involved in government and private organisations are eligible to pay this tax. Other categories of taxpayers include- licensed boat suppliers, occupiers for factories, tax consultants, management consultants, architects, etc. West Bengal Professional Tax Online Payment Navigate to the website of the Profession Tax Directorate of Commercial Taxes, Government of West Bengal.  Click on ‘e-payment’ under ‘E-services’. This will lead you to ‘GRIPS’ through which you can complete your transaction. To complete the payment, you can opt for four options. Check them out below: With Enrolment Number Select the ‘Enrolment Number’ option and provide the 12-digit PT Enrolment number.  Click on ‘submit’ to get payment details.  Select the mode of payment, year and payment. Follow the instructions and click on the ‘Pay’ option. With Registration Number Select ‘Registration Number’ and provide your 12-digit registration number.  Select the submit option to get payment details.  After following the instructions on the screen, click on the ‘Pay’ option. With Application Number for New Profession Tax Enrolment On the website, enter the 11-digit application number.  Select on ‘submit’ option, and you will get payment details.  Select ‘payment mode’. After entering the required details, click on the ‘Pay’ option. With Government ID On the website, select the ‘Government ID’ option and enter 12 12-digit government ID number. Click on ‘Submit’, and you will get details of payment. Finally, select ‘payment mode’, ‘month of payment’, and ‘year of payment’ and click the ‘Pay’ option to complete payment. FAQs How much is the professional tax in West Bengal? The tax rate may vary based on your income. Individuals earning up to Rs 10,000 per month don’t have to pay any professional tax. Moreover, the maximum amount that anyone has to pay is Rs 2500.    Who is exempt from professional tax in West Bengal? Members of the Indian Navy, Air Force and Army serving in any part of West Bengal do not have to pay any professional tax to the state government. 

Succession (though not defined anywhere in the statutory law) is the transmission of rights and obligation in an estate, of a deceased person to his heir or heirs, The Louisiana civil code defines it as the process by which the heirs take the estate of the deceased, in other words, it is the right of a legal heir to step into the shoes of the deceased, with respect of possession control, enjoyment, administration, and settlement of all the latter’s property, rights, obligations, charges, etc. Therefore in a nutshell, succession is a process of devolution of interest in a property (movable or immovable) from a deceased to its legal heirs or representative. Rules for devolution of property of a Male Intestate On the death of an intestate, the property shall first devolve to class I heirs, as long as a single class I heir is present, the property will not go to heirs in class II category. In the absence of a class II heir category, the property shall devolve upon heirs in class III or agnates which primarily comprises the leftover heir who are blood relatives of the intestate related to him through a whole male chain of relatives. If in case there is no heir present in class III, the interest in the property shall devolve upon any other blood relative of the intestate. It is significant to note that the provisions of the act or any schedule to that effect does not put a full stop so far as the heirs are concerned, hence in absence of a near relative a person may be eligible to inherit its property. If he can trace his blood relation to the deceased however distant he or she may be. This was a significant change as in the old regime before this act only four generations were recognized but now the limitation on the degree has been removed. Class 1 Heirs The Hindu Succession Act groups the heirs of a male Hindu into four categories and lays down that his/her inheritable property devolves firstly upon the heirs specified in Class I which are as under: Sons Daughters Widow Mother Son of a pre-deceased son Daughter of a pre-deceased son Son of a pre-deceased daughter Daughter of a pre-deceased daughter Widow of a pre-deceased son Son of a pre-deceased son of a pre-deceased son Daughter of a pre-deceased son of a pre-deceased son Widow of a pre-deceased son of a pre-deceased son Son of a predeceased daughter of a predeceased daughter Daughter of a deceased daughter of a predeceased daughter Daughter of a predeceased son of a predeceased daughter Daughter of a predeceased daughter of predeceased son All these heirs inherit simultaneously and to the exclusion of other heirs. In the absence of any of the heirs in this category, the property devolves upon the enumerated heirs specified in class II. Class 2 Heirs The devolution in Class II heirs is made in the absence of any heir in Class I and in such a manner that heirs specified in a particular entry share equally. For this purpose if more than one heir is specified in a single entry, they share the property simultaneously and equally to the exclusion of those specified in subsequent entries. Class 2 heirs include: Father Sons daughter’s son Sons daughter’s daughter Brother Sister Daughters son’s son Daughters son’s daughter Daughters daughter’s son Daughters Daughter’s daughter Brothers son Sisters son Brothers daughter Sisters daughter Fathers father Fathers mother Fathers widow Brothers widow Fathers brother Fathers sister Mothers father Mothers mother Mothers brother Mothers sister Agnates In case a hindu male passes away intestate and leaves no class 1 or class 2 heirs, then the property would devolve on agnates. A person is said to be an agnate of another if the two are related by blood or adoption wholly through males. Agnate relationship does not extend to relationship by marriage and is restricted to relationship by blood. Also, agnate does not include widows of lineal descendants of the intestate. Cognates If a Hindu male passes away without a Will and has no class 1 or class 2 heirs or agnates, then the succession would be through cognates. Cognates are ones who are related to the intestate by blood or adoption but not wholly, through males. Thus mother’s brother’s son and brother’s daughters son are cognates, eligible for heirship. FAQs How is property distributed after the death of a Hindu male under the Hindu Succession Act? Under the Hindu Succession Act, 1956, the distribution of a Hindu male’s property after death depends on whether the property is self-acquired or ancestral, and whether the deceased had a will. If there is no will, the property is distributed according to the rules of intestate succession. What is the difference between self-acquired property and ancestral property? Self-acquired Property: This is property that a Hindu male acquires through his own efforts or purchase. He has full rights to bequeath or distribute it as he wishes. Ancestral Property: This is property inherited from ancestors, which is held in a common stock of the family. It is subject to the laws governing Hindu inheritance and succession.

The Rajasthan State Government has introduced a new scheme for the welfare of farmers. The Rajasthan government is also implementing a minimum support price scheme for multiple agricultural items and offering interest-free loans of up to 500 crore rupees. Exemption from mandi charges is also being implemented, which is a fee normally paid on purchase by farmers to wholesalers and distributors. Loan Waiver Certificate Over 29 lakh small scale farmers will be eligible for the loan waiver certificate. The distributed certificates will offer a total of Rs.8000 crores as waivers with a maximum waiver of Rs.2 lakh per farmer. The loan certificate will also make new loan recipients eligible for an insurance cover of up to Rs.10 lakhs under the Raj Sahakar Personal Accident Insurance Scheme. If the outstanding loan amount of a loan exceeds Rs.2 lakhs, farmers will have to repay the balance amount (after deduction of Rs.2 lakhs) before receiving further loans with insurance coverage. Eligibility Loan amount should be less than Rs.2 lakh rupees Owns less than two hectares of land Aadhaar card linked to Bhamashah card Application Process To apply for a loan waiver certificate (or to collect more information), eligible farmers can head to the nearest branch of Village Service Cooperative Society or District Central Cooperative Bank. Alternatively, farmers can head to https://sso.rajasthan.gov.in/register to register with their Aadhaar Card and Bhamashah Card details. Upon successful registration, farmers can collect their certificates from the nearest Village Service Cooperative Society or District Central Cooperative Bank. Head to the official website Click on Login Click on Registration Once you put in your name with Aadhaar and Bhamashah Card details, you will be taken to the next page. In the new page, enter your Bank Details including Bank Name, Branch Name, PACS Name. Registration is now complete. Application status and the list of eligible farmers can be checked from the portal. FAQs What is a short term crop loan? A short term crop loan is a type of agricultural loan provided to farmers to meet their immediate financial needs related to crop production. This includes purchasing seeds, fertilizers, pesticides, and covering other cultivation expenses. These loans are usually repayable within one year, coinciding with the crop cycle. Who is eligible for a short term crop loan? The applicant must be a farmer, either an individual or part of a group of farmers. The applicant must own or lease agricultural land. The applicant should have a good credit history. Some banks may require proof of identity, proof of residence, and land ownership or lease documents.

The NCW is the statutory body of the Government of India, generally concerned with advising the government on all policy matters affecting women. It was established in January 1992 under the provisions of the Indian Constitution, as defined in the National Commission for Women Act, 1990. The objective of the NCW is to represent the rights of women in India and to provide a voice for their issues and concerns. The subjects of their campaigns have included dowry, politics, religion, equal representation for women in jobs, and the exploitation of women for labour. The NCW also receives and investigates complaints from women who are victims of violence, discrimination, harassment, or deprivation of their rights. Constitution of the Commission The Commission comprises of: A Central Government nominated Chairperson who is committed to the cause of women. Five Central Government nominated members amongst persons of ability, integrity and standing who are experienced in law/legislation, trade unionism, management of an industry potential of women, women’s voluntary organizations, administration, economic development, health, education or social welfare. It may be noted that at least one of these members must be associated with the Scheduled Castes and Scheduled Tribes community. A Central Government nominated Member-secretary who is an expert in the field of management, organizational structure or sociological movement or an officer who is a member of a civil service of the Union of an all-India service/a civil post under the union with appropriate experience. Vision and Mission The initiative is envisioned to safeguard Indian women and make them fully empowered to access all their entitlements, with the opportunity to contribute in all walks of life. Its mission is to enable women in achieving quality and equal participation in all spheres by securing their entitlements through suitable policy formulation, legislative measures, effective enforcement of laws, implementation of schemes/policies and devising strategies for solving specific problems/situations arising out of discrimination and atrocities against women. Responsibilities The Commission is vested with the following powers and responsibilities: Investigate and examine all matters connected with women safety as per the National Commission for Women Act and other laws. Furnish a report to the Central Government on an annual basis on the execution of safeguard measures, and make recommendations for the effective implementation of these safeguards. Make a timely review of the existing provisions of the constitution and other laws that affect women, and make recommendations in terms of legislative measures to address any gaps, inadequacies or shortcomings in such legislation. Address any instances of violation of the constitutional provisions and other laws connected with women. Deal with complaints and take suo-moto notice of matters concerning the deprivation of women’s rights and non-implementation of laws enacted to protect women. Conduct promotional and educational research with the object of suggesting methods that ensure due representation of women in all spheres and identify factors that hinder their advancement. Engage and advise on the planning process concerning the socio-economic development of women. Evaluate the progress of women development under the Union and any State. Inspect the premises where women are kept as prisoners and approach the concerned authorities for essential remedial action. Fund litigation involving issues that has a bearing on a large body of women. Make periodical reports to the Government on matters related to women. Any other matter that may be referred to it by the Government. Services Offered Provide a legal framework that addresses issues concerning women through studying and monitoring all matters concerned with the constitutional and legal safeguards provided for women. Facilitate grievance redressal of women, examine their complaints and take suo-moto notice of the cases relating to deprivation of women’s rights and non-compliance of statutory policies. Enabling women to equally benefit from the development process by participating and advising on the planning process of socio-economic development of women. FAQs What is the National Commission for Women (NCW)? The National Commission for Women (NCW) is a statutory body of the Government of India, established in January 1992. It aims to represent and protect the rights of women in India, ensuring their welfare and empowerment. The NCW addresses issues related to gender equality, women’s rights, and policies impacting women. What are the primary functions of the NCW? Investigating and examining all matters relating to the safeguards provided for women under the Constitution and other laws. Reviewing existing legislation and suggesting amendments to meet women’s changing needs. Taking up cases of violation of women’s rights with appropriate authorities. Conducting research and studies on issues affecting women and making recommendations for their improvement. Promoting and participating in activities aimed at increasing women’s awareness and encouraging their involvement in society.

secretarial standards in the meeting’s processes and in topics related to them since company law provisions are growing stricter and ROCs are being more vigilant. Secretarial Standard 1 serves as a reference for conducting the Board Meeting in accordance with the Company Act,2013 regulations.  ICSI was the world’s first professional organization to begin the process of developing Secretarial Standards for the integration, harmonization, and standardization of corporate secretarial procedures. With the help of ICSI, the Worldwide Federation of Company Secretaries (IFCS) agreed to establish an International Secretarial Standards Board, which will develop international secretarial standards to extend good corporate governance discipline beyond national lines. The Act, having recognized Secretarial Standards, initially prescribed two Standards, namely the Standard on Board Meetings (SS-1) and the Standard on General Meetings (SS-2) (SS-2). The Act requires that every corporation follow both secretarial requirements, and any noncompliance will result in penalties. To be completely compliant with the Companies Act, about nine lakh operating companies in India would have to conform to these Secretarial Standards. These guidelines would facilitate conducting business and improve governance. Meaning of Secretarial Standard 1 In accordance with Section 118(10) of the Companies Act, 2013 the Institute of Company Secretaries of India (ICSI) has released Secretarial Standard 1. (Act). The Secretarial Standards Board (SSB), which was established by the ICSI in the year 2000, develops secretarial standards and establishes a set of guidelines for calling and conducting board meetings (including committee meetings) and other related events. The secretarial standards are a set of principles that companies are supposed to embrace and adhere to when carrying out their corporate responsibilities, resulting in greater corporate governance. The Board of Directors is responsible for ensuring appropriate, timely, and adequate compliance with the terms of the Act, and they are professionally aided by Company Secretaries. The Institute of Company Secretaries of India (ICSI) noticed divergent secretarial practices over time while regulating the profession of the Company Secretary and felt the need for integration, harmonization, and standardization of divergent secretarial practices and established the Secretarial Standards Board (SSB) in 2000. It is a unique and beneficial step, and ICSI has formed such a Board for the first time in the history of the business sector worldwide. The SSB is made up of experienced company secretaries representing companies as well as practicing company secretaries, as well as representatives from regulators, other professional organizations, and other chambers. Scope of Secretarial Standard 1 Applicability of Secretarial Standard 1 The Board of Directors meetings Committee of the Board meetings Non-Applicability of Secretarial Standard 1 One Person Company (or “OPC”) with a board that only has one director. Companies have a license under Section 8 of the Companies Act, 2013. Such class(es) of corporations as the Central Government may be exempt via the notice, such as IFSC Public Company and IFSC Private Company SS – 1 is in accordance with the Act’s provision. However, the Act’s provisions must take precedence if a Standard or a portion of it becomes incompatible with the Act as a result of later amendments to the Act.  If formed under the Act, companies engaged in the generation or supply of energy, banking companies, insurance companies, and companies subject to any special acts are also subject to SS-1. However, if the terms of these Special Acts, which apply to these companies and include the Banking Regulation Act, 1949, the Insurance Act, 1938, etc., conflict with SS-1, the provisions of those Special Acts must take precedence. Secretary Standards’ Benefits It leads to an improvement in the quality of secretarial procedures used by businesses. It improves corporate governance and leads to more transparency in Board Meeting processes, particularly for private companies; and  It minimizes litigation. Many lawsuit situations arise from disagreements that arise as a result of Board Meeting notifications not being received, the agenda being introduced without appropriate warning, and so on. It boosts the trust of investors who wish to invest in Private Limited enterprises, such as Private Equity players and overseas investors. Many private equity investors have already praised this decision. Secretarial Standard-1 on Board Meetings Who may convene the meeting  Time, place, and mode of holding such meeting  Meeting notice and agenda  Meetings of Board Committees and independent directors  Quorum  Attendance at meetings  Directors’ participation in a meeting via electronic mode  Chairman of board or committee meetings  Procedure for passing board resolutions at board meetings or by circulation For a better understanding of our reader we have tried to simplify and incorporated the concept of Secretarial Standard-1 on Board Meetings SS-1, in a tabular form, which is as follows: Who Can Convene a Board Meeting All Directors Business Secretary (If any) Anybody authorized by the Board to act in this capacity upon the request of a Director after consulting with the Chairman While he was away (Unless otherwise provided in the Articles) Executive Director (If any) Permanent Director (If any) Notice Shall be issued by     A company secretary, Any Directors or Any other individual designated for the purpose by the Board. Period of Notice Unless the Articles require a longer amount of time, should be communicated at least seven days prior to the date of the Meeting. A further two days will be charged for the service if the provider ships through registered or fast post. The dates and times of meetings are set in advance, and notice of meetings must be given. Adjournment of the Meeting At any time during the meeting, the Chairman may postpone it for any reason, except Dissented to Refused by a majority of the Directors present at a meeting at which a quorum is present. Day, Time, Place Any day, at any time, and anywhere To whom Notice of the meeting will be given To all Directors (Even to the original director even if these have been sent to the Alternate Director) Adjourned Meeting Notice:  Distributed to all Directors, even those who missed the meeting on the scheduled day. Unless the postponed meeting is scheduled during the meeting, At least seven days before to the meeting, notice must also be

Karur Vysya Bank (KVB) originated in the year 1916 is headquartered in Karur, Tamil Nadu. It is a private sector bank providing banking services and financial products to its commercial as well as retail consumers. The Bank has spread its wings across the country with 782 branches in 20 States and 3 Union Territories. Types of Current Account Current Account Multicity Current Account Current Account Current Accounts are opened by the proprietary concerns, partnership firms, Joint Hindu Families, Private and Public Limited Companies, public corporations, societies, clubs, associations or trusts, executors and administrators, temples and Government Departments. Internet banking and mobile banking facilities are also provided for current accounts. Terms and Conditions An account holder has to maintain a minimum of Rs. 3000 in his/ her current account. A penalty of Rs. 200 will be charged for non-maintenance of minimum balance. The applicant at the time of applying should provide genuine address and ID proof. Adequate balance should be maintained in the account at the time of issuing cheques. Multicity Current Account The Multicity Current Account is for those individuals who carry their business in several cities of the country. This current account offers benefits through which various concessions on Monthly Average Balance that benefits the account holder. Features and Benefits There are several services that are available at concessional rates. The monthly average balance that has to be maintained in the account will determine the concessions that are available to the customer for the following month. Documents Required For Sole Proprietorship Registration Certificate Certificate or the license issued by the municipal authorities under Shop and Establishment Act. Sales and Income tax returns. CST/ VAT certificate. Certificate/ registration document that is issued by the sales tax/ professional tax authorities. The license issued by the Registering authority such as the Institute of Chartered Accountants of India, Institute of company secretaries of India, Indian Medical Council, Food and Drug Control authorities, etc. Existing bank statement from the current banker which has to be for a minimum period of 6 months. Registration or licensing document issued by the Central Government or State Government Authority/ Department. Importer Exporter Code (IEC) that is issued by the Office of Directorate General of Foreign Trade (DGFT) etc. (Any two of the above documents would suffice. These documents should be in the name of the proprietary concern). For Partnership Firms Registration Certificate, if the firm is registered. Partnership Deed. A Power of Attorney granted to a partner of an employee of the firm to transact business on its behalf. Attach Proof to identify and proof of address of the main partners and persons holding the PoA apart from the above. Attach Proof of Legal name, a telephone number of the firm and partners apart from the above. For Limited Liability Partnership Copy of the LLP agreement. Copy of the Incorporation documents and DPIN of the designated partners. Copy of the certificate of Registration that is issued by the ROC concerned. Copy of LLP-IN issued by the ROC. Copy of the Resolution to open an account and list of authorized person/s with the specimen signatures to operate the account duly attested by Designated Partners. Copy of PAN allotment letter. For Companies Certificate of incorporation and DIN. Memorandum & Articles of Association. Resolution of the Board of Directors that is used to open an account and list of officials authorized to operate the account. Identification of authorized signatories should be based on photographs and signature cards duly attested by the company. Power of Attorney, if granted, to its managers, officers or employees to transactbusiness on its behalf. Copy of PAN allotment letter. List of directors and a copy of Form 32 (if directors are different from AOA). Certified true copy of Certificate of commencement of business (public limitedcompany). Attach Proof of the name of the company, Principal place of business, the mailing address of the company, Telephone/Fax number. For Trusts/ Association/ Club/ Society Certificate of Registration, if registered. A Power of Attorney granted to transact business on its behalf if any. Any document listing out the names and addresses of the trustees, sellers,beneficiaries, and those holding power of Attorney, and other key officials involved in the day to day management of the trust to the satisfaction of the bank. A resolution of the managing body of the foundation. Declaration of Trust/ Bye-Law of society/Bye-law of Association/Bye-law of the club. Attach the Proof of name and address of the founder, Manager/director and thebeneficiaries, telephone/fax number, Telephone bill, Utility bill apart from the above. For HUF PAN card of the HUF/ PAN Intimation letter/GIR No./Form 60/HUF Declarationand Identity and Address proof of the Kartha. FAQs What are the types of current accounts offered by Karur Vysya Bank? Karur Vysya Bank offers various types of current accounts to cater to different business needs. These include: Basic Current Account Classic Current Account Premium Current Account Smart Business Account Business Advantage Account Smart Business Silver, Gold, Platinum, and Diamond Accounts Each account type has different features and benefits designed to meet the specific requirements of businesses. What are the eligibility criteria to open a current account with Karur Vysya Bank? To open a current account with Karur Vysya Bank, the applicant must be: A resident individual, sole proprietorship, partnership firm, company, trust, or association Able to provide necessary KYC documents such as identity proof, address proof, and business proof (if applicable)