How to Efile Itr

According to Section 139 (1) of India, any individuals whose total income in the last year exceeds the tax exemption bracket should file their ITR or income tax returns. E-filing is the process through which an individual file their income tax returns online. 

As a taxpayer, you can seek expert assistance or file your own taxes by registering on the income tax departments or other relevant websites. While the deadline for e filing income tax returns is July 31 each year, the government may give a grace period of 15-30 days to file the forms online or in person.

how to efile itr

Documents for Income Tax Filing

  • General Details – Bank details, PAN.
  • Salary Reporting – Rent receipts to claim HRA, pay receipts, and form 16.
  • House property income – Address proof, details of the co-owners with the share in the mentioned property and PAN, Date of construction, in case not yet constructed, it needs to be the day of purchase and certificate for home loan interest.
  • Capital Gains – Stock trading statement, capital gains of shares sold, sale price, registration details, mutual fund statements, purchase details of equity funds, and more.
  • Reporting Income – The income from interest reported, interest proof from tax-saving bonds, and corporate bonds need to be reported. 

How to File ITR Online - ITR Filing Online Process

Step 1: Calculate Income and Tax

The first step while e-filing income tax is to calculate the income and applicable tax with respect to the tax provisions.

The income tax calculation should be done by considering income from every source and computed after claiming the valid deductions.

Step 2: TDS Certificates and Form 26AS

The next crucial step is to summarize the TDS amount from the TDS certificates received. Note a Form 26AS can be used to compute the summary of TDS and tax paid during a certain financial year.

Step 3: Select the Suitable Income Tax Form

In step 3, a taxpayer is required to select the ITR Form before filing the returns. Note as a taxpayer, you can file income tax returns either online or offline. For online ITR filing, only 2 forms, i.e. ITR 1 and ITR 4, are available.

Rest all the other income tax forms will be required to be uploaded offline by generating XML and uploading on the portal.

Step 4: Download ITR utility from Income Tax Portal

Visit the official Income Tax portal at www.incometax.gov.in and click on ‘Downloads’. Now, select the assessment year to download the offline utility software

Step 5: Fill Out the Downloaded File

Once you download the offline utility, ensure to fill out the required details that would include your income, tax payable, refund receivable, etc.

Step 6: Validate the Information Entered

After filling out the form, click on the ‘Validate’ button finally to confirm all the filled in details.

Step 7: Convert the File to XML Format

Post validation, click on ‘Generate XML’ option of the file to convert the file into XML format.

Step 8: Upload the XML File on the Official Income Tax Filing Portal

Log in to the official income tax e-filing portal. Click ‘e-File’ option and then click on ‘Income Tax Return’.

FAQs

Who can I contact for rectification and other questions about income tax processing?

On a weekday between 8 a.m. and 8 p.m., you can contact the centralized processing center.

How will the excess tax that I paid be refunded?

Once the refund is finalized, it will be refunded to the bank account, or a cheque will be given. You could also check the Status of your income tax refund through the efiling new portal.

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