A Non-Encumbrance Certificate (NEC) in Manipur is an official document that proves a property is free from legal or financial liabilities. It is essential for property transactions, applying for loans, or verifying ownership.
What is an Encumbrance Certificate?
EC is a crucial document in Indian real estate that details a property’s financial and legal history. It confirms whether a property is free from encumbrances such as loans, mortgages, or legal disputes. Typically reviewed by the sub-registrar’s office over a period of 13 to 30 years, the EC provides clear information on property ownership and any claims against it.
Whether dealing with residential, commercial, or agricultural properties, an EC is essential to ensure the property is free from unpaid loans or legal issues, reducing transaction risks. Financial institutions also use the EC to verify property status when processing home loans, protecting their interests.
Attributes of Non-Encumbrance Certificate
A non-encumbrance certificate records the following property-related details.
- The certificate holds the name of the property owner.
- A non- encumbrance certificate contains all the transactions relating to a particular property for a certain period (as required).
- Those transactions and documents that have been registered with the office alone will be reflected in the non- encumbrance certificate. It also consists of any claims or encumbrance on the property.
Note: Transactions recorded at the sub-registrar’s office exclude documents such as short-term lease deeds and testamentary documents as those are not necessary to be registered under the law.
- The transactions recorded with the sub-registrar’s office records may be; sale deed, sale agreement, partition deed, release deed, gift deed, settlement deed, mortgage deed, mortgage discharge receipt, court attachment orders
- The transactions details will be listed in chronological order for the specified period.
- The certificate will highlight the date and details of the transactions, volume number, book number, document numbers, and names of the parties to the transaction.
- This document provides a complete description of the property as provided in the Sale Deeds
- If the land is purchased on loan, then this certificate will contain details about the mortgage.
Documents Required for Manipur Non-Encumbrance Certificate
Attach the following documents along with the application form. However, the applicant should also be ready with certain details like the full name as in jamabandi, Patta number, area unit, village number, the period of search etc. either applying offline or online.
- Latest Jamabandi (Patta) copy which is less than 2 months from the date of issue
- Latest land revenue receipt
Fees
The fee depends on the period for which the encumbrance requires. In Manipur, the online service is free. The calculation of encumbrance fee comprises of the following basis:
- For a search period of one year or the first year = Rs.5/- (Five)
- For each remaining year = Rs.2/- (Two)
A fraction of a year is considered to be a year, and the fee is calculated accordingly. Note: The encumbrance year begins from April 1st of a calendar and closes on March 31st, of the next calendar year.
Application Procedure for Manipur Non-Encumbrance Certificate
Step 1: Visit the official website of Manipur State portal that offers online services for the residents of Manipur.
Step 2: In case of a new user, click Register on the top left of the login page, which directs to the user registration form.
Step 3: Provide essential details, such as Login details, Communication details, Residential details, and security question.
Step 4: Enter the captcha and click submit. With the registered username and password, proceed with the application.
Step 5: If already a registered user, click, log in. The login page appears. Enter the username and password and click login that redirects to another page.
Step 6: Go to the services tab on the home page. Click on the services tab to avail the list of service. From listed services, the citizen can choose and click on the Non-Encumbrance Certificate link. Note: To view forms in Manipuri language by clicking on link Manipuri.
Step 7: The applicant can fill e-Form for Non-Encumbrance certificate online as well as offline. The Non Encumbrance Certificate is available in English and Manipuri (Bengali script) languages, change the portal language to get the same.
Step 8: Click on “Offline” link for filling the form Offline or “Online” link for filling the form Online.
FAQs
Concerned Department & Authority?
The Revenue Department is the relevant department for the issuance of the non-encumbrance certificate in Manipur, and the Registrar or Sub-Registrar is the concerned authority for the same.
Processing Time?
The time taken for the processing of the application is 15-30 days from the date of successful submission of the form excluding the government holidays. Delay in the processing of the application may occur, or even the authorities may reject the application if the applicant fails to select the correct District in the “Please select the district where the form to be processed” field. Since the service will be rendered by the respective authority of the applicant’s District, it is necessary to choose it correctly.