Mukhyamantri Ayushman Arogya Yojana is a health insurance scheme launched by the Government of Rajasthan in India. The scheme aims to provide financial assistance to people living below the poverty line (BPL) and marginalized sections of society to access quality healthcare services. Under the scheme, eligible beneficiaries can avail of free of cost treatment up to Rs. 5 lakh per family per year. The scheme covers various medical procedures, including surgeries, consultations, and hospitalization expenses.
offers free-of-cost treatment under Mukhyamantri Ayushman Arogya Yojana with a 5-star facility. Patients can now avail themselves of the best medical services without worrying about the cost. With top-notch facilities and experienced doctors, JIET Hospital is committed to providing the best healthcare to all.
What is PMJAY (Ayushman Bharat Yojana Scheme)?
Considered as one of the biggest healthcare schemes in the world, Ayushman Bharat Yojana aims to cover more than 50 crore Indian citizens. It is designed especially for the economically weaker sections of the country. The PMJAY was launched in September 2018 providing health insurance plans of a maximum sum insured amount of Rs.5 lakh.
The government health insurance scheme covers most of the medical treatment costs, medicines, diagnostics and pre-hospitalisation expenses. Additionally, the scheme offers cashless hospitalisation services through the Ayushman Bharat Yojana e-card which you can use to get healthcare services at any of the empanelled hospitals across the country. Beneficiaries of the scheme can avail hospitalisation for necessary treatment by showing their PMJAY e-card.
PM-JAY (Ayushman Bharat Yojana) Overview
Name of the Scheme | Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) or Ayushman Bharat National Health Protection Scheme (NHPS) |
|---|---|
Type of project | Health Insurance |
Started By | Prime Minister Shri Narendra Modi |
Country | India |
Ministry | Ministry of Health and Family Welfare |
Launched | 23 September 2018; 4 years ago |
Total Number of Ayushman Cards Issued Until Now | 21,40,17,608 (as of 21st December 2022) |
Total Number of Hospital Admissions Until Now | 4,23,59,252 (as of 21st December 2022) |
Total Number of Registered Families | Over Ten Crore |
Budget | ₹8,088 crore (US$1.0 billion) (2021–22) [1] |
Status | Active |
Website | https://www.pmjay.gov.in/ |
Helpline Numbers | 1800-111-565 or 14555 |
Address | National Health Authority of India, 3rd, 7th and 9th Floor, Tower-L, Jeevan Bharati Building, Connaught Place, New Delhi – 110001 |
PM-JAY (Ayushman Bharat Yojana Scheme) Eligibility Criteria for Rural and Urban Population
PM-JAY scheme has been launched to cover the bottom 40% of poor and economically weaker sections of the country. The Ayushman Bharat Yojana Eligibility is designed with pre-conditions so that only the underprivileged people of the society benefit from the initiative.
PMJAY Rural
The scheme covers all beneficiaries who fall under at least one of below six deprivation categories and automatically includes destitute, manual scavenger families, living through alms, primitive tribal group, bonded labourers:
Households with only one room with Kucha walls and roof.
No adult member in the age group between 16 and 59 years.
No adult male member in the age group between 16 and 59 years.
Disabled member and no-abled bodied member in the household.
SC and ST
Landless households and major sources of income are through manual casual labour.
PMJAY Urban
Under the scheme, urban households are categorised based on occupation. Below are 11 occupational categories of workers who are eligible for the Ayushman Bharat Yojana Scheme:
Beggar
Domestic worker
Ragpicker
Cobbler/Street Vendor/Hawker/Other service providers on the street.
Plumber/Construction Worker/Mason/Painter/Labour/Welder/Security Guard/Coolie
Sweeper/Mali/Sanitation Worker
Artisan/Handicrafts Worker/Tailor/Home-based Worker
Driver/Transport Worker/Conductor/Cart or Rickshaw Pullers/Helper to Drivers or Conductors
Shop Workers/Peon in Small Establishment/Assistant/Helper/Attendant/Delivery Assistant/Waiter
Mechanic/Electrician/Repair Worker/Assembler
Chowkidar/Washer-man
Benefits & Advantages of Ayushman Bharat Yojana Scheme
It covers all hospitalisation expenses with cashless transactions to beneficiaries.
Accommodation during hospitalisation.
Pre and post-hospitalisation costs.
Any complications arising during the treatment.
Can be used by all family members.
No cap on family size, age or gender.
Pre-existing conditions are included from day one.
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