Pravasi Pension Scheme

Pravasi Pension Scheme (PPS) is a post-retirement best pension plan for Non-Resident Keralites (NRKs) who wish to settle in the state after returning from a foreign country. Kerala Pravasi Welfare Board manages this scheme and is funded by the Pravasi Welfare Fund (Pravasi Kshemanidhi).

The government of the Indian state of Kerala set up the Kerala Pravasi Welfare Board which governs the Pravasi Welfare Fund for the Kerala Pravasi Pension Scheme (PPS). This Pravasi Welfare Fund benefits the citizens of Kerala who are Non-Resident Keralites (NRKs) and engaged in an occupation in a foreign country (NRIs) or in other parts of India.

Kerala has a sizeable population of NRIs working outside the state. A majority of these NRIs are lower or middle income group citizens who have moved out of the state in search of employment. However, most of them are engaged in unregulated or unorganised sectors and therefore do not enjoy any employee benefits, including pension.

Pravasi Pension Scheme

What is the Kerala Pravasi Pension Scheme?

The Kerala Non-Resident Welfare Act was passed in 2008 by the state government of Kerala and subsequently, the Kerala Pravasi Welfare Board and the Pravasi Welfare Fund were formed to provide various welfare schemes, such as the Pravasi Pension amount to eligible Non-Resident Keralites.

The Kerala Pravasi Welfare Board, under the guidelines of the Kerala Non-Resident Welfare Act and with the help of the Pravasi Welfare Fund manages a wide range of Pravasi Pension Schemes – pension plans for NRKs, family pension plans, pension plans for invalids, pension plans for medical assistance and so on.

The Kerala Pravasi Pension Schemes are also applicable to NRKs who have come back to the state for permanent residence after spending at least 2 years in a foreign country.

Features of Pravasi Pension Scheme

FeaturesDetails
Launched byPinarayi Vijayan, Chief Minister of Kerala
Introduced on21 April 2018
Scheme u/ ActKeralites’ Welfare Act, 2008
Managed byKerala Pravasi Welfare Board
Funded byPravasi Kshemanidhi/ Pravasi Welfare Fund, Kerala
Entry Age
  • 19-60 years of age
BeneficiariesNon-Resident Keralites (NRKs) and their families
Monthly Contribution by Beneficiaries
  • Eligible NRKs Working Abroad: Pay Rs. 350 per month for a period of 5 years
  • Eligible NRKs Settled in Kerala: Pay monthly Rs. 200 for 5 years
  • Eligible NRKs Settled Elsewhere in India: Pay monthly Rs. 200 for 5 years
Pension Benefits
  • Monthly pension (Pravasi Kshemanidhi) of Rs. 2,000 from the age of 60 years onwards 
Additional pension benefits for more than 5 years of contributions
  • Minimum Additional Pension: Minimum 3% of prescribed monthly pension of Rs. 2000
  • Maximum Additional Pension: Up to twice of prescribed Rs. 2000

Eligibility Criteria for Pravasi Pension Scheme

S. No.Eligibility Criteria
1.Non-Resident Keralites (NRKs) who are working abroad
2.NRKs who permanently returned to settle in Kerala after working abroad for at least 2 years
3.NRKs who came back to settle elsewhere in India (outside Kerala) after working for 2 years or more in a foreign country

Documents Required

List of DocumentsDetails
Form 1A: NRKsFiled by Non-Resident Keralite (NRK) working in a foreign country
Form 1BFilled by NRKs repatriated from abroad and settled in Kerala
Form 2AFilled by Non-Resident Keralites settled in India but outside Kerala
ID Proof
  • Valid Passport
  • Aadhar Card
  • Birth Certificate
  • Voter ID Card
Address Proof
  • Utility Bills
  • Aadhar Card
  • Passport
Important Documents
  • Valid Visa
  • Valid Passport
Other Documents
  • Passport-size Photo
  • Digital copy of the NRK’s signature

How to Register for Pravasi Pension Scheme Online

Step 1: Visit the official website of the Kerala Pravasi Welfare Board

Step 2: Click on a ‘Services’ option 

Step 3: Visit the menu of Online Registration and press on the tab ‘Online Apply’ tab

Step 4: This will forward you to the application form page of the Pravasi Pension Scheme

Step 5: Choose the type of registration according to your group i.e., Form 2A, 1A, and 1B 

Step 6: Enter your name, gender, age, address, and other basic details

Step 7: Upload the self-attested documents with your photo and a digital signature

Step 8: Submit the digital copies of your valid Visa Passport

Step 9: Pay the applicable monthly fee required to register with Pravasi Kshemanidhi/ Pravasi Welfare Fund

Step 10: Click on ‘Submit’. Note your application number shown on the screen.

FAQs

Who can enrol for the Kerala Pravasi Pension Scheme?

Kerala Pension Scheme is provided to the Non-Resident Keralites (NRKs) who age above 60 years and are working in foreign countries. It is important to note that the scheme is also open for the NRKs who returned to settle in Kerala or elsewhere in India after working for at least 2 years.

How can I get a Kerala Pravasi pension?

To join Kerala Pravasi Pension Scheme, you can register online at the official website of Kerala Pravasi Kshemanidhi/ Pravasi Welfare Fund after paying the monthly registration fee along with all the required details and document proofs.

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