The Chiranjeevi Health Insurance Scheme by the Rajasthan government offers cashless medical insurance of up to Rs 25 lakh. This universal health scheme has been available to all families of Rajasthan from May 01, 2021.
The Chief Minister of Rajasthan, Shri Ashok Gehlot, announced the Chiranjeevi Yojana during the 2021-22 State Budget. With this scheme, Rajasthan became the first Indian state to provide universal health insurance cover to all people. So far, more than 12 lakh people have availed free medical treatment under the scheme.
According to the Rajasthan Budget announcement for 2023-24, the annual medical coverage amount for Chiranjeevi Yojana have been further increased from Rs 10 lakh to Rs 25 lakh with an accident cover of Rs 10 lakh. The scheme was initially launched with a coverage of Rs 5 lakh and was later increased to Rs 10 lakh with an additional accident cover worth Rs 5 lakh.
Expensive treatments like heart transplants, liver transplants, bone marrow transplants and cochlear implants were also added to the scheme. Moreover, women heads of families covered under the Chiranjeevi Health Insurance scheme will also be given smartphones with free internet connectivity for 3 years.
The Rajasthan government will pay the insurance premiums for all beneficiaries under the Mukhyamantri Chiranjeevi Swasthya Bima Yojana. However, all families apart from the beneficiaries will have to pay an annual premium of Rs 850 to avail this scheme.
Mukhyamantri Chiranjeevi Yojana Rajasthan
| Scheme | Mukhyamantri Chiranjeevi Yojana |
| State | Rajasthan |
| Registration Date | April 01, 2021 onwards |
| Effective From | May 01, 2021 |
| Sum Insured/Coverage | Rs 25 lakh + Rs 10 lakh accident cover |
| Who is Eligible? | SECC 2011 registered BPL families NFSA cardholders Small farmers All department Samvida workers EWS |
| Official Website | chiranjeevi.rajasthan.gov.in/ |
| Hospitals Covered | All government & affiliated private hospitals |
Eligibility Criteria
- Below the Poverty Line (BPL) families registered under the SECC 2011
- NFSA cardholders
- EWS families
- Small farmers
- Jan Aadhaar cardholders
- Families under the COVID-19 ex gratia list
- Samvida/contractual workers from all departments
- Beneficiary families under the Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana
Chiranjeevi Health Insurance Scheme Benefits
- The scheme offers a high sum insured of Rs 25 lakh.
- Chiranjeevi Yojana covers 1798 medical procedures and packages
- Coverage for listed procedures and diseases are available
- In-patient treatment expenses, including room rent, OT charges, medical tests, etc. are covered
- Pre-hospitalization expenses for up to 5 days before hospital admission and post-hospitalization expenses for up to 15 days after getting discharged from the hospital are covered
Salient Features of Chief Minister Chiranjeevi Health Insurance Scheme
- This is the first health insurance initiative from the Rajasthan government that provides cashless treatment in registered government and private hospitals.
- Health insurance cover is provided to all the families below the poverty line, and under NFSA EWS & SECC categories.
- Beneficiaries of Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana can also get covered under the scheme.
- Small/marginal farmers and contractual workers can also get covered.
- Children younger than 1 year can be covered under the scheme even if their name has not been added to the family card.
- Families not falling under the eligibility criteria can also get insured by paying a nominal premium of Rs 850 per annum.
- In addition to major illnesses, the scheme also provides coverage for Covid-19 and hemodialysis.
- The scheme does not cover state and central government employees.
How to Register for CM Chiranjeevi Yojana?
- Visit sso.rajasthan.gov.in and click on the ‘Registration’ tab on the right side of the page
- Select the required details to proceed
- Submit the registration form after filling it
- On successful registration, you will get the login credentials
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