Rajasthan Cooperative Gopal Credit Card Loan Yojana Portal has been launched on 28 August 2024. This scheme has been started by the Rajasthan State Government, in which interest-free loan up to Rs 100000 is provided to farmers and animal husbandry farmers. Under the Gopal Credit Card Loan Scheme, short-term loans are provided to animal husbandry farmers by the Rajasthan Government.
Gopal Credit Card Loan Yojana Highlight
| Scheme Organization | State Government of Rajasthan |
| Name Of Scheme | Gopal Credit Card |
| Launch Date | 28 Aug 2024 |
| Apply Mode | Online |
| State | Rajasthan |
| Category | Govt Scheme |
What is Gopal Credit Card Loan Scheme
- Finance Minister of Rajasthan Government Smt. Diya Kumari announced lots of welfare scheme for the people of Rajasthan while presenting the budget.
- Smt. Diya Kumari in her budget speech said that the income in rural area of Rajasthan is still depends on agricultural and milk production activity.
- Families involves in milk production activity has faced lots of difficulties in case of illness of animals, non availability of sheds/ shelters, and unavailability of fodder.
- Keeping these difficulties of Cattle/ Dairy Owners of Rajasthan in mind, a new scheme will going to be launched for their support.
- This scheme is being started on the lines of Kisan Credit Card Scheme of Government of India.
- The name of scheme will be “Gopal Credit Card Scheme”.
- Rajsahakar of Rajasthan Government is the nodal department of this scheme.
- The main objective behind starting Gopal Credit Card Scheme is to support dairy/ cattle owners financially who involves in milk production activity.
- Scheme is also known by other names; such as ‘Rajasthan Sahakari Gopal Credit Card Scheme” or “Rajasthan Sahakari Gopal Credit Card Loan Scheme”.
- Rajasthan Government will now provide short term loans to cattle/ dairy owners under Gopal Credit Card Scheme.
- Loan provided under Gopal Credit Card Scheme will be interest free.
- No Interest will be paid by the Cattle/ Dairy Owners on the loan taken under this scheme.
- Apart from interest free loan, there will be no collateral security is required at the time of availing the loan.
- Beneficiary Cattle/ Dairy Owners can avail the loan up to Rs. 1,00,000/- under Gopal Credit Card Scheme.
- Interest Free Loan provided under Rajasthan Gopal Credit Card Scheme can be used by the beneficiary to complete the following works :-
- To Construct Shelter/ Shed for Milch Animals.
- To Construct Kheli for Distribution of Fodder.
- To Purchase Equipment related to Milk Production.
- To Purchase Fodder Harvesting Machinery.
- By completing above mentioned milk production related activities, Beneficiary Cattle/ Dairy Owners can increase the milk production and increase their income as well.
- Loan provided under Gopal Credit Card Scheme is a Short Term Basis Loan.
- This scheme will be implemented in Rajasthan in phased manner.
- More than 5 Lakh Cattle/ Dairy Owners Families will get the benefit of interest free and collateral free loan under Gopal Credit Card Scheme of Rajasthan Government.
- To provide loans, a special camps will be organized under the aegis of milk and central cooperative banks.
- To avail the benefits of Rajasthan Gopal Credit Card Yojana, it is compulsory to be a member of Milk Produce Cooperative Society.
- Rs. 150/- Crore has sanctioned for proper implementation of Gopal Credit Card Scheme in Rajastha
Gopal Credit Card Loan Yojana Eligibility
- Only local cattle farmers of Rajasthan state will get the benefit of this scheme, farmers of any other state will not be able to avail the benefit of this scheme
- Because this scheme is a state level scheme of Rajasthan state.
- To avail of a loan, the cattle farmer must become a member of the primary milk co-operative society.
- The animal husbandry farmer must have all the documents required to apply.
- providing open space for animals
- Construction of shed for cow or buffalo
- Buying fodder or feed for animals
- Buying necessary equipment related to animal husbandry like milking machine, milking bucket, drum etc.
- Buying new animals
- Getting the animals treated when they fall sick, etc.
Gopal Credit Card Loan Yojana Benefits
- Under the Gopal Credit Card Loan Scheme, interest free loan of up to Rs. 100000 will be provided to animal husbandry farmers.
- No interest will be charged on Gopal Credit Card Loan if the farmers repay the loan within the stipulated time.
- To apply in this scheme started by the state government, livestock farmers do not need any special type of eligibility.
- Any state level animal breeder can apply for Rajasthan Gopal Credit Card Loan Scheme.
- The benefit of Rajasthan Gopal Credit Card Yojana 2024 will be given to about 500000 animal breeders of the state.
- Livestock farmers can apply for Rajasthan Gopal Credit Card Loan Scheme online anytime from the comfort of their homes.
- Animal husbandry farmers of the state can get interest free Rajasthan Gopal Credit Card loan up to Rs. 100000 for any work related to animals.
Gopal Credit Card Loan Yojana Document
- Mobile number which is linked with Aadhaar
- Aadhar card of the applying animal husbandry farmer
- PAN card of the applicant
- Residence certificate of the applicant
- Caste certificate of the applicant
- Income certificate of the applicant
- Age certificate of the applicant
- Bank diary for bank account details
- Passport size photo of the farmer
- Signatures and so on.
How to apply online for Gopal Credit Card Loan Scheme
- Step: 1 First of all visit Gopal Credit Card Yojana official website.
- Step: 2 On the homepage you click on “Apply for Gopal Credit Card” link.
- Step: 3 After this the application form will open in front of you on a new page, fill all the required information asked in this form carefully.
- Step: 4 In the next step, scan and upload the required documents under the scheme.
- Step: 5 After that scan and upload passport size photo, signature and other required documents if applicable.
- Step: 6 Finally, after OTP verification, “Submit” the application form and take a printout.
- Step: 7 After doing this, after verification of the required information and documents submitted by you, Gopal Credit Card will be issued on the official website. After this, you can easily download Gopal Credit Card by visiting the website.
- Step: 8 In this way, you can apply for Gopal Credit Card Loan Scheme and avail interest-free loan from Gopal Credit Card in Cooperative Bank.
FAQs
What are the benefits of Rajasthan Gopal Credit Card Loan Scheme?
Under the Gopal Credit Card Scheme in Rajasthan, animal husbandry farmers applying are provided a loan of up to Rs. 100000 without any interest. On repaying this loan within the stipulated period, the beneficiaries are not required to pay any kind of interest. Animal husbandry farmers do not need any special eligibility to apply in this loan scheme. Any farmer who has animals can apply in this scheme.
When is the last date to apply for Rajasthan Gopal Credit Card Loan Scheme?
Eligible farmers and animal keepers can apply online for Rajasthan Gopal Credit Card at any time by visiting the official portal. At present, no last date has been fixed for applying for Gopal Credit Card Scheme because a target has been set to provide loan to 5 lakh farmers and animal keepers under this scheme.