Insurance
(1) The Association-
(a) shall have, if requested so to do by a mortgagee
having a first mortgage covering an apartment, the
authority to, and
(b) shall, if required so to do by the bye-laws or by a
majority of the apartment owners,
obtain insurance for the property against loss or damage by fire or
other hazards under such terms and for such amounts as shall be so
requested or required.
(2) Such insurance coverage shall be written on the
property in the name of the Association as trustee for each of the
apartment owners in the percentages specified in the bye-laws.
(3) The premia payable in respect of every such insurance
shall be included in common expenses.
(4) The provisions of sub-sections (1) to (3) shall be
without prejudice to the right of each of the apartment owner to
insure his own apartment for his benefit.
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