Telangana Encumbrance Certificate

Encumbrance certificate is one of the most important documents required at the time of property purchase. Encumbrance certificate certifies that there are no dues on the property, and the ownership of the property is clear and marketable. Encumbrance certificate contains details of all transactions done on the specific property. In Telangana, the Department of Registration issues encumbrance certificate.

telangana encumbrance certificate

Need for Encumbrance Certificate

  • The encumbrance certificate is important for applying for a home loan from the banks.
  • The encumbrance certificate is necessary to obtain a loan from the respective bank against a property.
  • The encumbrance certificate is mandatory when one wants to buy or sell a property.
  • The encumbrance certificate acts as evidence that the property is free from legal liabilities.
  • The encumbrance certificate ensures to know about the past transactions of property at the time of purchase of the property.

Details Present in the Certificate

  • All transactions are representing the property that has been recorded by the Registrar.
  • All necessary details in the sales deeds will be included in the encumbrance certificate. The certificate usually concerns a specific period and transactions applicable to that period alone mentioned.
  • For gifted deeds, details on gift settlement will be notified.
  • Certain documents, such as testamentary documents and short-term lease deeds, need not be registered as per the law.

Applicable Fee for Encumbrance Certificate

  • The service charges to be given by the applicant are Rs. 25 and the applicant must also pay legal fees. There are different payments as per age are:
  • If the applicant age is below 30 years, then he/she has to remit charges are Rs. 200.
  • If the applicant age is 30 or above 30 years, then he/she has to remit Rs. 500 to be paid.

Application Procedure for Encumbrance Certificate

Step 1: The applicant has to visit the official website of the Meeseva portal.

Step 2: Click on “Government forms” which is on the homepage of the portal.

Step 3: In the next page, click on “Meeseva services” from the list of service.

Step 4: Now scroll down the number of departments listed out from that the user can choose the Encumbrance certificate (registration).

Step 5: Download the application form for the encumbrance certificate from the portal.

Step 6: Fill the application form with the necessary details like

  • Name of the property owner
  • Sale / Purchase deed of the property, etc.
  • Fill the details correctly and attach the necessary documents.

Step 7: Now submit your duly filled application form to the nearest Meeseva centre of your area and pay the specified charges.

Step 8: Upon submission, the applicant will be provided with an acknowledgement slip for further reference.

Step 9: Then, the concerned officer will check your documents, and after verification, the officer will forward the application to the Sub Registrar Office.

Step 10: After verification, the concerned officer will forward the status to the Meeseva centre and also the SMS to the applicant regarding their status.

Track Application status

Step 1: The applicant needs to revisit the Meeseva portal.

Step 2: Click on “Encumbrance search” option.

Step 3: Select the criteria and enter the year of registration.

Step 4: Now, the applicant can able to see the current status of the application.

Processing Time

The applicant will receive the encumbrance certificate within 6 working days from the date of application.

FAQs

What is an Encumbrance Certificate (EC) in Telangana?

An Encumbrance Certificate (EC) in Telangana is a legal document that provides information about the property’s transaction history, including mortgages, liens, legal disputes, and any other charges or encumbrances against the property.

How can I apply for an Encumbrance Certificate in Telangana?

You can apply for an EC in Telangana through the Registration and Stamps Department’s online portal or by visiting the nearest Sub-Registrar Office (SRO). You need to submit the necessary application form along with the required documents and fees.

Why is an Encumbrance Certificate important?

An EC is crucial for property buyers as it verifies that the property is free from any financial or legal liabilities. It ensures that the property can be transferred without any disputes or complications.

Practice area's of B K Goyal & Co LLP

Company Registration Services in major cities of India

Complete CA Services

RERA Services

Most read resources